Citibank 2013 Annual Report Download - page 21

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CITIGROUP'S 2013 ANNUAL REPORT ON FORM 10-K
OVERVIEW 4
MANAGEMENT’S DISCUSSION AND ANALYSIS
OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS 6
Executive Summary 6
Five-Year Summary of Selected Financial Data 10
SEGMENT AND BUSINESS—INCOME (LOSS)
AND REVENUES 12
CITICORP 15
Global Consumer Banking 16
North America Regional Consumer Banking 18
EMEA Regional Consumer Banking 20
Latin America Regional Consumer Banking 22
Asia Regional Consumer Banking 24
Institutional Clients Group 26
Securities and Banking 27
Transaction Services 30
Corporate/Other 32
CITI HOLDINGS 33
BALANCE SHEET REVIEW 36
OFF-BALANCE-SHEET ARRANGEMENTS 40
CONTRACTUAL OBLIGATIONS 41
CAPITAL RESOURCES 42
Current Regulatory Capital Guidelines 42
Basel III 47
Regulatory Capital Standards Developments 51
Tangible Common Equity and Tangible Book Value Per Share 55
RISK FACTORS 56
MANAGING GLOBAL RISK 69
Risk Management—Overview 69
Risk Management Organization
Risk Aggregation and Stress Testing 72
Risk Capital 72
Funding and Liquidity), Operational, Country
and Cross-Border Risk Sections 73
FAIR VALUE ADJUSTMENTS FOR
DERIVATIVES AND FAIR VALUE OPTION
LIABILITIES 132
CREDIT DERIVATIVES 133
SIGNIFICANT ACCOUNTING POLICIES
AND 136
DISCLOSURE CONTROLS AND PROCEDURES 141
MANAGEMENT’S ANNUAL REPORT ON
INTERNAL CONTROL OVER FINANCIAL
REPORTING 142
FORWARD-LOOKING STATEMENTS 143
REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM—INTERNAL
CONTROL OVER FINANCIAL REPORTING 145
REPORT OF INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM—
CONSOLIDATED FINANCIAL STATEMENTS 146
FINANCIAL STATEMENTS AND NOTES TABLE
OF CONTENTS 147
CONSOLIDATED FINANCIAL STATEMENTS 148
NOTES TO CONSOLIDATED FINANCIAL
STATEMENTS 155
FINANCIAL DATA SUPPLEMENT 313
SUPERVISION, REGULATION AND OTHER 314
Supervision and Regulation 314
Disclosure Pursuant to Section 219 of the Iran
Threat Reduction and Syria Human Rights Act 315
Customers 316
Competition 316
Properties 316
Legal Proceedings 316
UNREGISTERED SALES OF EQUITY,
PURCHASES OF EQUITY SECURITIES,
DIVIDENDS 317
CORPORATE INFORMATION 319
Citigroup Executive Officers 319
CITIGROUP BOARD OF DIRECTORS 322
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Managing Global Risk In ex—Credit, Market (Including
SIGNIFICANT ESTIMATES
d