Citibank 2010 Annual Report Download - page 100
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98
As of December 31, 2010, the first mortgage portfolio was approximately
$89 billion, a reduction of $18 billion, or 17%, from December 2009. First
mortgage loans with refreshed FICO score below 660 and refreshed LTV
above 100% were $12.6 billion as of December 31, 2010, $2.3 billion, or 15%,
lower than the balance as of December 2009. Similarly, the second mortgage
portfolio was approximately $42 billion as of December 31, 2010, a reduction
of $7 billion, or 14%, from December 2009. Second mortgage loans with
refreshed FICO score below 660 and refreshed LTV above 100% were $6.1 billion
as of December 31, 2010, $0.6 billion, or 8%, lower than the balance as of
December 2009. Across both portfolios, 90+ DPD rates have generally improved
since December 31, 2009 across each of the FICO/LTV segments outlined above,
particularly those segments with refreshed FICO scores below 660.