Citibank 2012 Annual Report Download - page 235
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213
Allowance for Credit Losses and Investment in Loans at December 31, 2011
In millions of dollars Corporate Consumer Total
Allowance for loan losses at beginning of year $ 5,249 $ 35,406 $ 40,655
Charge-offs (2,000) (21,164) (23,164)
Recoveries 386 2,740 3,126
Replenishment of net charge-offs 1,614 18,424 20,038
Net reserve releases (1,083) (7,351) (8,434)
Net specific reserve builds (releases) (1,270) 1,439 169
Other (17) (2,258) (2,275)
Ending balance $ 2,879 $ 27,236 $ 30,115
Allowance for loan losses
Determined in accordance with ASC 450-20 $ 2,408 $ 18,334 $ 20,742
Determined in accordance with ASC 310-10-35 420 8,885 9,305
Determined in accordance with ASC 310-30 51 17 68
Total allowance for loan losses $ 2,879 $ 27,236 $ 30,115
Loans, net of unearned income
Loans collectively evaluated for impairment in accordance with ASC 450-20 $215,778 $390,831 $606,609
Loans individually evaluated for impairment in accordance with ASC 310-10-35 3,994 30,863 34,857
Loans acquired with deteriorated credit quality in accordance with ASC 310-30 191 320 511
Loans held at fair value 3,939 1,326 5,265
Total loans, net of unearned income $223,902 $423,340 $647,242