Citibank 2008 Annual Report Download - page 9

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At December 31, 2008, Citigroup was managed along the following segment and product lines (as noted above, on January 16,
2009, Citigroup announced a realignment of its businesses to be effective, for reporting purposes, in the second quarter of 2009):
CITIGROUP SEGMENTS
Consumer
Banking
Global Wealth
Management
(GWM)
Corporate/
Other
Institutional
Clients Group
(ICG)
Global
Cards
- Retail banking
- Consumer finance
- Real estate lending
- Personal loans
- Investment services
- Auto loans
- Small and middle
market commercial
banking
- Primerica
Financial Services
- Student lending
- Investment
banking
- Debt and equity
markets
- Lending
- Private equity
-Hedge funds
- Real estate
- Structured
products
- Managed futures
- Cash
management
- Trade services
- Custody and fund
services
- Clearing services
- Agency/trust
services
•Citigroup
Investment
Research
-Equity and fixed
income research
- Advisory
- Financial
planning
- Brokerage
- Wealth
management
services
- Treasury
- Operations and
technology
- Corporate
expenses
- Discontinued
operations
- MasterCard,
VISA, Diners
Club, retail
partners and
American Express
- Sales finance •
Private Bank
•
Smith Barney
•
Transaction
Services
•
Securities and
Banking (S&B)
The following are the four regions in which Citigroup operates. The regional results are fully reflected in the segment results.
CITIGROUP REGIONS
(1)
North
America
Europe,
Middle East &
Africa
(EMEA)
Latin America Asia
(1) Asia includes Japan, Latin America includes Mexico, and North America includes U.S., Canada and Puerto Rico.
3