Citibank 2008 Annual Report Download - page 232

FINANCIAL DATA SUPPLEMENT (Unaudited)
RATIOS
2008 2007 2006
Net income to average assets (1.28)% 0.17% 1.28%
Return on common stockholders’ equity (1) (28.8) 2.9 18.8
Return on total stockholders’ equity (2) (20.9) 3.0 18.7
Total average equity to average assets 6.12 5.66 6.87
Dividends payout ratio (3) NM 300.0 45.5
(1) Based on net income less preferred stock dividends as a percentage of average common stockholders’
equity.
(2) Based on net income as a percentage of average total stockholders’ equity.
(3) Dividends declared per common share as a percentage of net income per diluted share.
NM Not Meaningful
AVERAGE DEPOSIT LIABILITIES IN OFFICES OUTSIDE THE U.S. (1)
2008 2007 2006
In millions of dollars at year end
Average
balance
Average
interest rate
Average
balance
Average
interest rate
Average
balance
Average
interest rate
Banks $ 60,315 3.25% $ 68,538 4.72% $ 50,478 3.56%
Other demand deposits 212,781 1.85 208,634 2.57 156,197 2.53
Other time and savings deposits (2) 243,305 3.53 256,946 4.54 229,376 4.01
Total $516,401 2.81% $534,118 3.79% $436,051 3.42%
(1) Interest rates and amounts include the effects of risk management activities and also reflect the impact of the local interest rates prevailing in certain countries. See Note 24 to the Consolidated Financial Statements on
page 189.
(2) Primarily consists of certificates of deposit and other time deposits in denominations of $100,000 or more.
MATURITY PROFILE OF TIME DEPOSITS ($100,000 OR
MORE) IN U.S. OFFICES
In millions of dollars
at December 31, 2008
Under 3
months
Over 3 to 6
months
Over 6 to 12
months
Over 12
months
Certificates of deposit $22,951 $12,769 $2,078 $2,199
Other time deposits 585 216 157 863
SHORT-TERM AND OTHER BORROWINGS (1)
Federal funds purchased
and securities sold under
agreements to repurchase(2) Commercial paper Other funds borrowed(2)
In millions of dollars 2008 2007 2006 2008 2007 2006 2008 2007 2006
Amounts outstanding at year end $205,293 $304,243 $349,235 $29,125 $37,343 $43,695 $97,566 $109,145 $57,138
Average outstanding during the year (3) 284,467 386,628 290,663 33,533 45,204 32,468 86,849 95,262 38,691
Maximum month-end outstanding 354,685 441,844 349,235 41,212 57,303 43,695 121,834 145,783 57,138
Weighted-average interest rate
During the year (3) (4) 3.98% 5.96% 6.00% 3.10% 5.23% 4.96% 1.71% 2.76% 3.71%
At year end (5) 2.22% 4.52% 4.81% 1.67% 4.92% 5.28% 2.40% 3.62% 4.47%
(1) Original maturities of less than one year.
(2) Rates reflect prevailing local interest rates including inflationary effects and monetary correction in certain countries.
(3) Excludes discontinued operations.
(4) Interest rates include the effects of risk management activities. See Notes 20 and 24 to the Consolidated Financial Statements on pages 169 and 189, respectively.
(5) Based on contractual rates at year end.
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