Citibank 2015 Annual Report Download - page 322

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FINANCIAL DATA SUPPLEMENT
RATIOS
2015 2014 2013
Citigroup’s net income to average assets 0.95% 0.39% 0.73%
Return on average common stockholders’ equity (1) 8.1 3.4 7.0
Return on average total stockholders’ equity (2) 7.9 3.5 6.9
Total average equity to average assets (3) 11.9 11.1 10.5
Dividend payout ratio (4) 3.0 1.8 0.9
(1) Based on Citigroup’s net income less preferred stock dividends as a percentage of average common
stockholders’ equity.
(2) Based on Citigroup’s net income as a percentage of average total Citigroup stockholders’ equity.
(3) Based on average Citigroup stockholders’ equity as a percentage of average assets.
(4) Dividends declared per common share as a percentage of net income per diluted share.
AVERAGE DEPOSIT LIABILITIES IN OFFICES OUTSIDE THE U.S. (1)
2015 2014 2013
In millions of dollars at year end except ratios
Average
interest rate
Average
balance
Average
interest rate
Average
balance
Average
interest rate
Average
balance
Banks 0.44% $ 46,664 0.48% $ 61,705 0.68% $ 63,759
Other demand deposits 0.48 249,498 0.58 229,880 0.57 220,599
Other time and savings deposits (2) 1.19 198,733 1.08 243,630 1.06 262,924
Total 0.76% $494,895 0.80% $535,215 0.82% $547,282
(1) Interest rates and amounts include the effects of risk management activities and also reflect the impact of the local interest rates prevailing in certain countries.
(2) Primarily consists of certificates of deposit and other time deposits in denominations of $100,000 or more.
MATURITY PROFILE OF TIME DEPOSITS IN U.S. OFFICES
In millions of dollars at
December 31, 2015
Under 3
months
Over 3 to 6
months
Over 6 to 12
months
Over 12
months
Over $100,000
Certificates of deposit $14,317 $639 $709 $2,007
Other time deposits 3,880 37 65 805
Over $250,000
Certificates of deposit $13,728 $264 $297 $1,625
Other time deposits 3,864 — 57 711