Citibank 2015 Annual Report Download - page 216

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The following tables provide details on Citigroup’s consumer loan delinquency and non-accrual loans:
Consumer Loan Delinquency and Non-Accrual Details at December 31, 2015
In millions of dollars
Total
current (1)(2)
30-89 days
past due (3)
≥ 90 days
past due (3)
Past due
government
guaranteed (4)
Total
loans (2)
Total
non-accrual
90 days past due
and accruing
In North America offices
Residential first mortgages $ 53,146 $ 846 $ 564 $ 2,318 $ 56,874 $1,216 $ 1,997
Home equity loans (5) 22,335 136 277 — 22,748 1,017 —
Credit cards 110,814 1,296 1,243 — 113,353 — 1,243
Installment and other 4,236 80 33 — 4,349 56 2
Commercial market loans 8,241 16 61 — 8,318 222 17
Total $198,772 $ 2,374 $2,178 $ 2,318 $205,642 $ 2,511 $ 3,259
In offices outside North America
Residential first mortgages $ 39,698 $ 241 $ 178 $ — $ 40,117 $ 390 $ —
Credit cards 25,810 478 442 — 26,730 261 278
Installment and other 29,067 317 192 — 29,576 226 —
Commercial market loans 27,401 62 63 — 27,526 277 —
Total $121,976 $ 1,098 $ 875 $ — $123,949 $ 1,154 $ 278
Total GCB and Citi Holdings $320,748 $3,472 $ 3,053 $2,318 $329,591 $ 3,665 $3,537
Other (6) 178 7 7 — 192 25 —
Total Citigroup $320,926 $3,479 $3,060 $ 2,318 $329,783 $ 3,690 $3,537
(1) Loans less than 30 days past due are presented as current.
(2) Includes $34 million of residential first mortgages recorded at fair value.
(3) Excludes loans guaranteed by U.S. government-sponsored entities.
(4) Consists of residential first mortgages that are guaranteed by U.S. government-sponsored entities that are 30–89 days past due of $0.3 billion and 90 days or more past due of $2.0 billion.
(5) Fixed-rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.
(6) Represents loans classified as consumer loans on the Consolidated Balance Sheet that are not included in the Citi Holdings consumer credit metrics.