PNC Bank 2012 Annual Report Download - page 14

T HE PNC FINANCIAL S ERVICES G ROUP ,I NC .
Cross-Reference Index to 2012 Form 10-K
TABLE OF CONTENTS
Page
PART I
Item 1 Business. 1
Item 1A Risk Factors. 12
Item 1B Unresolved Staff Comments. 24
Item 2 Properties. 24
Item 3 Legal Proceedings. 25
Item 4 Mine Safety Disclosures. 25
Executive Officers of the Registrant 25
Directors of the Registrant 26
PART II
Item 5 Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. 27
Common Stock Performance Graph 28
Item 6 Selected Financial Data. 29
Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations. 31
Executive Summary 31
Consolidated Income Statement Review 39
Consolidated Balance Sheet Review 42
Off-Balance Sheet Arrangements And Variable Interest Entities 53
Fair Value Measurements 54
European Exposure 55
Business Segments Review 57
Critical Accounting Estimates And Judgments 71
Status Of Qualified Defined Benefit Pension Plan 76
Recourse And Repurchase Obligations 78
Risk Management 83
2011 Versus 2010 108
Glossary Of Terms 111
Cautionary Statement Regarding Forward-Looking Information 116
Item 7A Quantitative and Qualitative Disclosures About Market Risk. 117
Item 8 Financial Statements and Supplementary Data. 118
Report of Independent Registered Public Accounting Firm 118
Consolidated Income Statement 119
Consolidated Statement of Comprehensive Income 120
Consolidated Balance Sheet 121
Consolidated Statement Of Changes In Equity 122
Consolidated Statement Of Cash Flows 123
Notes To Consolidated Financial Statements 125
Note 1 Accounting Policies 125
Note 2 Acquisition and Divestiture Activity 137