Citibank 2014 Annual Report Download - page 218

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The following tables provide details on Citigroup’s consumer loan delinquency and non-accrual loans as of December 31, 2014 and December 31, 2013:
Consumer Loan Delinquency and Non-Accrual Details at December 31, 2014
In millions of dollars
Total
current (1)(2)
30-89 days
past due (3) ≥ 90 days past due (3)
Past due
government
guaranteed (4)
Total
loans (2)
Total
non-accrual
90 days past due
and accruing
In North America offices
Residential first mortgages $ 61,730 $1,280 $ 1,371 $ 3,443 $ 67,824 $2,746 $ 2,759
Home equity loans (5) 27,262 335 520 — 28,117 1,271 —
Credit cards 111,441 1,316 1,271 — 114,028 — 1,273
Installment and other 12,361 229 284 — 12,874 254 3
Commercial market loans 8,630 31 13 — 8,674 135 15
Total $221,424 $ 3,191 $ 3,459 $ 3,443 $231,517 $ 4,406 $ 4,050
In offices outside North America
Residential first mortgages $ 44,782 $ 312 $ 223 $ — $ 45,317 $ 454 $ —
Home equity loans (5) — — — — — — —
Credit cards 30,327 602 553 — 31,482 413 322
Installment and other 29,297 328 149 — 29,774 216 —
Commercial market loans 31,280 86 255 — 31,621 405 —
Total $135,686 $ 1,328 $ 1,180 $ — $138,194 $ 1,488 $ 322
Total GCB and Citi Holdings $357,110 $ 4,519 $ 4,639 $ 3,443 $369,711 $ 5,894 $ 4,372
Other 238 10 11 — 259 30 —
Total Citigroup $357,348 $ 4,529 $ 4,650 $ 3,443 $369,970 $ 5,924 $ 4,372
(1) Loans less than 30 days past due are presented as current.
(2) Includes $43 million of residential first mortgages recorded at fair value.
(3) Excludes loans guaranteed by U.S. government-sponsored entities.
(4) Consists of residential first mortgages that are guaranteed by U.S. government-sponsored entities that are 30–89 days past due of $0.6 billion and 90 days past due of $2.8 billion.
(5) Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.
Consumer Loan Delinquency and Non-Accrual Details at December 31, 2013
In millions of dollars
Total
current (1)(2)
30-89 days
past due (3) ≥ 90 days past due (3)
Past due
government
guaranteed (4)
Total
loans (2)
Total
non-accrual
90 days past due
and accruing
In North America offices
Residential first mortgages $ 66,612 $ 2,044 $ 1,975 $ 5,271 $ 75,902 $3,415 $ 3,997
Home equity loans (5) 30,603 434 605 — 31,642 1,452 —
Credit cards 113,886 1,491 1,452 — 116,829 — 1,452
Installment and other 12,609 225 243 — 13,077 247 7
Commercial market loans 8,630 26 28 — 8,684 112 7
Total $232,340 $ 4,220 $ 4,303 $ 5,271 $246,134 $ 5,226 $ 5,463
In offices outside North America
Residential first mortgages $ 46,067 $ 435 $ 332 $ — $ 46,834 $ 584 $ —
Home equity loans (5) — — — — — — —
Credit cards 34,733 780 641 — 36,154 402 413
Installment and other 30,138 398 158 — 30,694 230 —
Commercial market loans 33,242 111 295 — 33,648 610 —
Total $144,180 $ 1,724 $ 1,426 $ — $147,330 $ 1,826 $ 413
Total GCB and Citi Holdings $376,520 $ 5,944 $ 5,729 $ 5,271 $393,464 $ 7,052 $ 5,876
Other 338 13 16 — 367 43 —
Total Citigroup $376,858 $ 5,957 $ 5,745 $ 5,271 $393,831 $ 7,095 $ 5,876
(1) Loans less than 30 days past due are presented as current.
(2) Includes $0.9 billion of residential first mortgages recorded at fair value.
(3) Excludes loans guaranteed by U.S. government-sponsored entities.
(4) Consists of residential first mortgages that are guaranteed by U.S. government-sponsored entities that are 30–89 days past due of $1.2 billion and 90 days past due of $4.1 billion.
(5) Fixed rate home equity loans and loans extended under home equity lines of credit, which are typically in junior lien positions.