Capital One 2012 Annual Report Download - page 199

CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
December 31, 2012
Auto Home Loan Retail Banking
Total Consumer
Banking
(Dollars in millions) Amount Rate Amount Rate Amount Rate Amount Rate
Credit performance:(2)
30+ day delinquencies .................... $2,049 7.55% $380 0.86% $81 2.07%$2,510 3.34%
90+ day delinquencies .................... 149 0.55 288 0.65 45 1.15 482 0.64
Nonperforming loans ..................... 149 0.55 422 0.96 71 1.82 642 0.85
December 31, 2011
Loans Acquired Loans Total
(Dollars in millions) Loans
% of
Total(1) Loans
% of
Total(1) Loans
% of
Total(1)
Auto:
Texas ........................................ $ 3,901 10.7% $ 0 0.0% $ 3,901 10.7%
California .................................... 1,837 5.1 0 0.0 1,837 5.1
Louisiana ..................................... 1,389 3.8 0 0.0 1,389 3.8
Florida ....................................... 1,196 3.3 0 0.0 1,196 3.3
Georgia ...................................... 1,124 3.1 0 0.0 1,124 3.1
Illinois ....................................... 950 2.6 0 0.0 950 2.6
New York .................................... 940 2.6 0 0.0 940 2.6
Other ........................................ 10,395 28.7 47 0.1 10,442 28.8
Total auto .................................... $21,732 59.9% $ 47 0.1% $21,779 60.0%
Home loan:
New York .................................... $ 1,770 4.9% $ 276 0.8% $ 2,046 5.7%
California .................................... 768 2.1 1,128 3.1 1,896 5.2
Louisiana ..................................... 1,528 4.2 2 0.0 1,530 4.2
Maryland ..................................... 286 0.8 618 1.7 904 2.5
Virginia ...................................... 206 0.6 588 1.6 794 2.2
New Jersey ................................... 344 0.9 235 0.6 579 1.5
Other ........................................ 1,419 3.9 1,265 3.5 2,684 7.4
Total home loan ............................... $ 6,321 17.4% $4,112 11.3% $10,433 28.7%
Retail banking:
Louisiana ..................................... $ 1,514 4.2% $ 0 0.0% $ 1,514 4.2%
Texas ........................................ 930 2.6 0 0.0 930 2.6
New York .................................... 896 2.5 0 0.0 896 2.5
New Jersey ................................... 295 0.8 0 0.0 295 0.8
District of Columbia ............................ 254 0.7 7 0.0 261 0.7
Maryland ..................................... 49 0.1 23 0.1 72 0.2
Virginia ...................................... 30 0.1 12 0.0 42 0.1
Other ........................................ 90 0.2 3 0.0 93 0.2
Total retail banking ............................. $ 4,058 11.2% $ 45 0.1% $ 4,103 11.3%
Total consumer banking ......................... $32,111 88.5% $4,204 11.5% $36,315 100.0%
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