Capital One 2011 Annual Report Download - page 193

CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED STATEMENTS—(Continued)
December 31, 2011
Auto Home Loan Retail Banking
Total Consumer
Banking
(Dollars in millions) Amount Rate Amount Rate Amount Rate Amount Rate
Credit performance:(2)
30+ day delinquencies .................. $1,604 7.36% $478 4.58% $94 2.29% $2,176 5.99%
90+ day delinquencies .................. 106 0.48 346 3.32 53 1.29 505 1.39
Nonperforming loans .................. 106 0.48 456 4.37 90 2.18 652 1.79
December 31, 2010
Non-PCI Loans PCI Loans Total
(Dollars in millions) Loans
% of
Total(1) Loans
% of
Total(1) Loans
% of
Total(1)
Auto:
Texas ........................................ $ 3,161 9.2% $ 0 0.0% $ 3,161 9.2%
California .................................... 1,412 4.1 0 0.0 1,412 4.1
Louisiana ..................................... 1,334 3.9 0 0.0 1,334 3.9
Florida ....................................... 954 2.8 0 0.0 954 2.8
Georgia ...................................... 908 2.6 0 0.0 908 2.6
New York .................................... 894 2.6 0 0.0 894 2.6
Illinois ....................................... 843 2.5 0 0.0 843 2.5
Other ........................................ 8,361 24.3 0 0.0 8,361 24.3
Total auto .................................... $17,867 52.0% $ 0 0.0% $17,867 52.0%
Home loan:
New York .................................... $ 2,069 6.0% $ 311 0.9% $ 2,380 6.9%
California .................................... 959 2.8 1,380 4.0 2,339 6.8
Louisiana ..................................... 1,776 5.2 2 0.0 1,778 5.2
Maryland ..................................... 281 0.8 605 1.8 886 2.6
Virginia ...................................... 200 0.6 591 1.7 791 2.3
New Jersey ................................... 423 1.2 278 0.8 701 2.0
Other ........................................ 1,503 4.4 1,725 5.0 3,228 9.4
Total home loan ............................... $ 7,211 21.0% $4,892 14.2% $12,103 35.2%
Retail banking:
Louisiana ..................................... $ 1,754 5.1% $ 0 0.0% $ 1,754 5.1%
Texas ........................................ 1,125 3.3 0 0.0 1,125 3.3
New York .................................... 909 2.6 0 0.0 909 2.6
New Jersey ................................... 357 1.0 0 0.0 357 1.0
Maryland ..................................... 58 0.2 31 0.1 89 0.3
Virginia ...................................... 35 0.1 17 0.1 52 0.2
District of Columbia ............................ 13 0.0 7 0.0 20 0.0
Other ........................................ 60 0.2 47 0.1 107 0.3
Total retail banking ............................. $ 4,311 12.5% $ 102 0.3% $ 4,413 12.8%
Total consumer banking ......................... $29,389 85.5% $4,994 14.5% $34,383 100.0%
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