Capital One 2011 Annual Report Download - page 118

Table 19: Loan Portfolio Composition
December 31,
2011 2010
(Dollars in millions) Amount
% of
Total Loans Amount
% of
Total Loans
Credit Card business:
Credit card loans:
Domestic credit card loans ........................... $ 54,682 40.3% $ 49,979 39.7%
International credit card loans ........................ 8,466 6.2 7,513 6.0
Total credit card loans ............................ 63,148 46.5 57,492 45.7
Installment loans:
Domestic installment loans ........................... 1,927 1.4 3,870 3.0
International installment loans ........................ —— 9—
Total installment loans ............................ 1,927 1.4 3,879 3.0
Total credit card ................................. 65,075 47.9 61,371 48.7
Consumer Banking business:
Auto .............................................. 21,779 16.0 17,867 14.2
Home loan .......................................... 10,433 7.7 12,103 9.6
Other retail ......................................... 4,103 3.0 4,413 3.5
Total consumer banking ........................... 36,315 26.7 34,383 27.3
Commercial Banking business:(1)
Commercial and multifamily real estate ................... 15,410 11.4 13,396 10.6
Middle market ....................................... 12,684 9.3 10,484 8.3
Specialty lending .................................... 4,404 3.2 4,020 3.2
Total commercial lending .......................... 32,498 23.9 27,900 22.1
Small-ticket commercial real estate ...................... 1,503 1.1 1,842 1.5
Total commercial banking ......................... 34,001 25.0 29,742 23.6
Other:
Other loans ..................................... 501 0.4 451 0.4
Total .............................................. $135,892 100.0% $125,947 100.0%
(1) Includes construction and land development loans totaling $2.2 billion and $2.4 billion as of December 31, 2011 and
2010, respectively.
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