Capital One 2013 Annual Report Download - page 201
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CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
Impaired Loans
The following table presents information about our impaired loans, excluding Acquired Loans, which are
reported separately and discussed below as of December 31, 2013 and 2012:
Table 4.9: Impaired Loans(1)
December 31, 2013
(Dollars in millions)
With an
Allowance
Without
an
Allowance
Total
Recorded
Investment
Related
Allowance
Net
Recorded
Investment
Unpaid
Principal
Balance
Average
Recorded
Investment
Interest
Income
Recognized
Credit card and installment
loans:
Domestic credit card and
installment loans ........ $ 609 $ 0 $ 609 $154 $ 455 $ 593 $ 647 $ 66
International credit card ..... 171 0 171 107 64 164 170 11
Total credit card and
installment loans(2) ....... 780 0 780 261 519 757 817 77
Consumer Banking:
Auto(3) .................. 169 186 355 16 340 590 335 62
Home loan. ............... 244 150 394 18 375 561 418 7
Retail banking ............ 46 40 86 10 76 105 92 1
Total consumer banking .... 459 376 835 44 791 1,256 845 70
Commercial Banking:
Commercial and multifamily real
estate .................... 89 49 138 13 125 162 217 1
Commercial and industrial ..... 94 91 185 12 173 220 219 1
Total commercial lending ...... 183 140 323 25 298 382 436 2
Small-ticket commercial real
estate .................... 246067160
Total commercial banking ...... 185 144 329 25 304 389 452 2
Total ...................... $1,424 $ 520 $1,944 $ 330 $1,614 $ 2,402 $2,114 $149
181