Capital One 2013 Annual Report Download - page 138
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Table D—Net Charge-offs(1)(2)
December 31,
(Dollars in millions) 2013 2012 2011 2010 2009
Reported:
Average loans held for investment ................ $192,614 $187,915 $128,424 $128,526 $ 99,787
Net charge-offs ............................... 3,934 3,555 3,771 6,651 4,568
Net charge-off rate ............................ 2.04% 1.89% 2.94% 5.18% 4.58%
Managed:
Average loans held for investment ................ $192,614 $187,915 $128,424 $128,622 $143,514
Net charge-offs ............................... 3,934 3,555 3,771 6,657 8,421
Net charge-off rate ............................ 2.04% 1.89% 2.94% 5.18% 5.87%
(1) Calculated for each loan category by dividing net charge-offs for the period divided by average loans held for investment during the
period.
(2) The average balance of Acquired Loans, which are included in the total average loans held for investment used in calculating the net
charge-off rates, was $32.2 billion, $36.2 billion, $5.0 billion, $6.3 billion and $6.8 billion in 2013, 2012, 2011, 2010 and 2009,
respectively.
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