Capital One 2013 Annual Report Download - page 193

CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
Table 4.5: Consumer Banking: Risk Profile by Geographic Region, Delinquency Status and Performing
Status
December 31, 2013
Loans Acquired Loans Total
(Dollars in millions) Loans
% of
Total(1) Loans
% of
Total(1) Loans
% of
Total(1)
Auto:
Texas ........................................ $ 4,736 6.7% $ 0 0.0% $ 4,736 6.7%
California .................................... 3,297 4.7 0 0.0 3,297 4.7
Florida ....................................... 2,076 2.9 0 0.0 2,076 2.9
Georgia ...................................... 1,709 2.4 0 0.0 1,709 2.4
Louisiana ..................................... 1,677 2.4 0 0.0 1,677 2.4
Illinois ....................................... 1,291 1.8 0 0.0 1,291 1.8
Ohio ......................................... 1,267 1.8 0 0.0 1,267 1.8
Other ........................................ 15,799 22.3 5 0.0 15,804 22.3
Total auto .................................... 31,852 45.0 5 0.0 31,857 45.0
Home loan:
California .................................... 1,010 1.5 7,153 10.1 8,163 11.6
New York .................................... 1,502 2.1 1,265 1.8 2,767 3.9
Illinois ....................................... 88 0.1 2,183 3.1 2,271 3.2
Maryland ..................................... 418 0.6 1,495 2.1 1,913 2.7
New Jersey ................................... 362 0.5 1,409 2.0 1,771 2.5
Virginia ...................................... 351 0.5 1,367 1.9 1,718 2.4
Florida ....................................... 177 0.3 1,477 2.1 1,654 2.4
Other .................................... 3,190 4.5 11,835 16.7 15,025 21.2
Total home loan ............................... 7,098 10.1 28,184 39.8 35,282 49.9
Retail banking:
Louisiana ..................................... 1,234 1.7 0 0.0 1,234 1.7
New York .................................... 859 1.2 0 0.0 859 1.2
Texas ........................................ 772 1.1 0 0.0 772 1.1
New Jersey ................................... 280 0.4 0 0.0 280 0.4
Maryland ..................................... 125 0.1 17 0.1 142 0.2
Virginia ...................................... 96 0.1 12 0.0 108 0.1
California .................................... 37 0.1 0 0.0 37 0.1
Other ........................................ 184 0.3 7 0.0 191 0.3
Total retail banking ............................. 3,587 5.0 36 0.1 3,623 5.1
Total consumer banking ......................... $42,537 60.1% $28,225 39.9% $70,762 100.0%
December 31, 2013
Auto Home Loan Retail Banking
Total Consumer
Banking
(Dollars in millions) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2)
Credit performance:
30+ day delinquencies ......... $2,375 7.46% $323 4.55% $52 1.46% $2,750 6.47%
90+ day delinquencies ......... 194 0.61 239 3.37 23 0.66 456 1.07
Nonperforming loans .......... 194 0.61 376 5.29 41 1.15 611 1.44
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