Capital One 2013 Annual Report Download - page 194

CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
December 31, 2012
Loans Acquired Loans Total
(Dollars in millions) Loans
% of
Total(1) Loans
% of
Total(1) Loans
% of
Total(1)
Auto:
Texas ........................................ $ 4,317 5.7% $ 0 0.0% $ 4,317 5.7%
California .................................... 2,676 3.6 0 0.0 2,676 3.6
Florida ....................................... 1,621 2.1 0 0.0 1,621 2.1
Louisiana ..................................... 1,504 2.0 0 0.0 1,504 2.0
Georgia ...................................... 1,404 1.9 0 0.0 1,404 1.9
Illinois ....................................... 1,134 1.5 0 0.0 1,134 1.5
Ohio ......................................... 1,032 1.4 0 0.0 1,032 1.4
Other ........................................ 13,418 17.8 17 0.1 13,435 17.9
Total auto .................................... 27,106 36.0 17 0.1 27,123 36.1
Home loan:
California .................................... 1,168 1.6 9,098 12.1 10,266 13.7
New York .................................... 1,678 2.2 1,598 2.1 3,276 4.3
Illinois ....................................... 102 0.1 2,875 3.8 2,977 3.9
Maryland ..................................... 403 0.5 1,878 2.5 2,281 3.0
New Jersey ................................... 402 0.5 1,717 2.3 2,119 2.8
Virginia ...................................... 342 0.5 1,748 2.3 2,090 2.8
Florida ....................................... 183 0.3 1,863 2.5 2,046 2.8
Other ........................................ 3,419 4.6 15,626 20.8 19,045 25.4
Total home loan ............................... 7,697 10.3 36,403 48.4 44,100 58.7
Retail banking:
Louisiana ..................................... 1,447 1.9 0 0.0 1,447 1.9
New York .................................... 864 1.2 0 0.0 864 1.2
Texas ........................................ 844 1.1 0 0.0 844 1.1
New Jersey ................................... 312 0.4 0 0.0 312 0.4
Maryland ..................................... 96 0.1 20 0.1 116 0.2
Virginia ...................................... 78 0.1 9 0.0 87 0.1
California .................................... 47 0.1 0 0.0 47 0.1
Other ........................................ 182 0.2 5 0.0 187 0.2
Total retail banking ............................. 3,870 5.1 34 0.1 3,904 5.2
Total consumer banking ......................... $38,673 51.4% $36,454 48.6% $75,127 100.0%
December 31, 2012
Auto Home Loan Retail Banking
Total Consumer
Banking
(Dollars in millions) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2) Amount
Adjusted
Rate(2)
Credit performance:(2)
30+ day delinquencies ......... $2,049 7.56% $380 4.94% $81 2.09% $2,510 6.49%
90+ day delinquencies ......... 149 0.55 288 3.74 45 1.16 482 1.25
Nonperforming loans .......... 149 0.55 422 5.48 71 1.83 642 1.66
(1) Percentages by geographic region are calculated based on the total held-for-investment consumer banking loans as of the end of the
reported period.
(2) Credit performance statistics exclude Acquired Loans, which were recorded at fair value at acquisition.
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