Capital One 2009 Annual Report Download - page 102

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TABLE C—MANAGED LOAN PORTFOLIO
Year Ended December 31
(Dollars in thousands)
2009(2) 2008 2007 2006 2005
Year-End Balances:
Reported loans held for investment:
Consumer loans ...........................................................
Credit cards ......................................................
Domestic ................................................ $ 13,373,383 $ 20,623,950 $ 17,446,876 $ 20,211,627 $ 18,637,924
International ........................................... 2,229,321 2,872,293 3,657,034 3,206,528 3,359,471
Total credit card ..................................... $ 15,602,704 $ 23,496,243 $ 21,103,910 $ 23,418,155 $ 21,997,395
Installment loans ...............................................
Domestic ................................................ 6,693,165 10,130,677 10,474,683 7,380,910 5,726,863
International ........................................... 43,890 119,320 354,556 637,982 551,460
Total installment loans ........................... $ 6,737,055 $ 10,249,997 $ 10,829,239 $ 8,018,892 $ 6,278,323
Auto loans ................................................................... 18,186,064 21,494,436 25,017,904 21,283,004 15,255,258
Mortgage loans ............................................................ 14,893,187 10,098,430 11,561,533 3,418,884 —
Retail Banking ............................................................ 5,135,242 5,603,696 5,659,411 4,482,196 —
Total consumer loans ............................................................. $ 60,554,252 $ 70,942,802 $ 74,171,997 $ 60,621,131 $ 43,530,976
Commercial loans ..................................................................
Commercial and multi-family real estate .................... 13,843,158 13,303,081 12,414,263 891,140 —
Middle Market ............................................................ 10,061,819 10,081,823 8,288,476 3,524,564 —
Specialty Lending ....................................................... 3,554,563 3,547,287 2,948,402 — —
Small ticket commercial real estate ............................. 2,153,510 2,609,123 3,396,100 — —
Total commercial loans ......................................................... $ 29,613,050 $ 29,541,314 $ 27,047,241 $ 4,415,704 $ —
Other loans
(
1
)
........................................................................ 451,697 533,655 585,789 31,475,304 16,316,705
Total reported loans held for investment ............................... $ 90,618,999 $ 101,017,771 $ 101,805,027 $ 96,512,139 $ 59,847,681
Securitization adjustments:
Consumer loans ...........................................................
Credit cards ......................................................
Domestic ................................................ 39,827,572 39,254,153 39,832,922 38,364,776 35,200,448
International ........................................... 5,950,624 5,729,029 7,645,332 7,906,309 6,740,949
Total credit card ..................................... $ 45,778,196 $ 44,983,182 $ 47,478,254 $ 46,271,085 $ 41,941,397
Installment loans – Domestic............................ 405,707 935,801 1,968,688 2,899,221 2,621,652
Auto loans ................................................................... — — 110,448 468,823 1,116,761
Total consumer loans ............................................................. $ 46,183,903 $ 45,918,983 $ 49,557,390 $ 49,639,129 $ 45,679,810
Total securitization adjustments ............................................ $ 46,183,903 $ 45,918,983 $ 49,557,390 $ 49,639,129 $ 45,679,810
Managed loans held for investment:
Consumer loans ...........................................................
Credit cards ......................................................
Domestic ................................................ 53,200,955 59,878,103 57,279,798 58,576,403 53,838,372
International ........................................... 8,179,945 8,601,322 11,302,366 11,112,837 10,100,420
Total credit card ..................................... $ 61,380,900 $ 68,479,425 $ 68,582,164 $ 69,689,240 $ 63,938,792
Installment loans ...............................................
Domestic ................................................ 7,098,872 11,066,478 12,443,371 10,280,131 8,348,515
International ........................................... 43,890 119,320 354,556 637,982 551,460
Total installment loans ........................... $ 7,142,762 $ 11,185,798 $ 12,797,927 $ 10,918,113 $ 8,899,975
Auto loans ................................................................... 18,186,064 21,494,436 25,128,352 21,751,827 16,372,019
Mortgage loans ............................................................ 14,893,187 10,098,430 11,561,533 3,418,884 —
Retail Banking ............................................................ 5,135,242 5,603,696 5,659,411 4,482,196 —
Total consumer loans ............................................................. $ 106,738,155 $ 116,861,785 $ 123,729,387 $ 110,260,260 $ 89,210,786
Commercial loans
Commercial and multi-family real estate .................... 13,843,158 13,303,081 12,414,263 891,140 —
Middle Market ............................................................ 10,061,819 10,081,823 8,288,476 3,524,564 —
Specialty Lending ....................................................... 3,554,563 3,547,287 2,948,402 — —
Small ticket commercial real estate ............................. 2,153,510 2,609,123 3,396,100 — —
Total commercial loans ......................................................... $ 29,613,050 $ 29,541,314 $ 27,047,241 $ 4,415,704 $ —
Other loans
(
1
)
........................................................................ 451,697 533,655 585,789 31,475,304 16,316,705
Total managed loans held for investment .............................. $ 136,802,902 $ 146,936,754 $ 151,362,417 $ 146,151,268 $ 105,527,491