Capital One 2009 Annual Report Download - page 100

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87
Total liabilities from discontinued
operations ................................. 149,085 148,485 3,117,348
Total liabilities ............................... $ 144,991,937 $ 131,013,698 $ 123,780,056
Equity ............................................ 26,605,676 25,277,830 25,203,136
Total liabilities and equity ............. $ 171,597,613 $ 156,291,528 $ 148,983,192
N
et interest sprea
d
......................... 5.00% 4.87% 4.74%
Interest income to average earning assets 7.34% 8.35% 9.12%
Interest expense to average earning assets 2.04% 2.97% 3.74%
N
et interest margin ........................ 5.30% 5.38% 5.38%
(1) Interest income includes past-due fees on loans of approximately $652.3 million, $695.2 million and $704.5 million for the years ended December 31, 2009, 2008 and
2007, respectively.
(2) Prior period amounts have been reclassified to conform with current period presentation.
(3) Based on continuing operations.