Wells Fargo 2015 Annual Report Download - page 39

Table 4: Average Earning Assets and Funding Sources as a Percentage of Average Earnings Assets
Year ended December 31,
2015 2014
% of % of
(in millions)
Average
balance
earning
assets
Average
balance
earning
assets
Earning assets
Federal funds sold, securities purchased under resale agreements and other short-term investments $ 266,832 17% $ 241,282 17%
Trading assets 66,679 4 55,140 4
Investment securities:
Available-for-sale securities:
Securities of U.S. Treasury and federal agencies 32,093 2 10,400 1
Securities of U.S. states and political subdivisions 47,404 3 43,138 3
Mortgage-backed securities:
Federal agencies 100,218 6 114,076 8
Residential and commercial 22,490 2 26,475 2
Total mortgage-backed securities 122,708 8 140,551 10
Other debt and equity securities 49,752 3 47,488 3
Total available-for-sale securities 251,957 16 241,577 17
Held-to-maturity securities 74,048 5 29,319 2
Mortgages held for sale (1) 21,603 2 19,018 2
Loans held for sale (1) 573 — 4,226 —
Loans:
Commercial:
Commercial and industrial - U.S. 237,844 15 204,819 14
Commercial and industrial - Non U.S. 46,028 3 42,661 3
Real estate mortgage 116,893 7 112,710 8
Real estate construction 20,979 1 17,676 1
Lease financing 12,301 1 12,257 1
Total commercial 434,045 27 390,123 27
Consumer:
Real estate 1-4 family first mortgage 268,560 17 261,620 18
Real estate 1-4 family junior lien mortgage 56,242 4 62,510 4
Credit card 31,307 2 27,491 2
Automobile 57,766 4 53,854 4
Other revolving credit and installment 37,512 2 38,834 3
Total consumer 451,387 29 444,309 31
Total loans (1)
Other
$
885,432
4,947
1,572,071
56
—
100% $
834,432
4,673
1,429,667
58
—
100%Total earning assets
Funding sources
Deposits:
Interest-bearing checking $ 38,640 2% $ 39,729 3%
Market rate and other savings 625,549 40 585,854 41
Savings certificates 31,887 2 38,111 3
Other time deposits 51,790 3 51,434 3
Deposits in foreign offices 107,138 7 95,889 7
Total interest-bearing deposits 855,004 54 811,017 57
Short-term borrowings 87,465 6 60,111 4
Long-term debt 185,078 12 167,420 12
Other liabilities 16,545 1 14,401 1
Total interest-bearing liabilities
Portion of noninterest-bearing funding sources
1,144,092
427,979
73
27
1,052,949
376,718
74
26
Total funding sources $ 1,572,071 100% $ 1,429,667 100%
Noninterest-earning assets
Cash and due from banks $ 17,327 16,361
Goodwill 25,673 25,687
Other 127,848 121,634
Total noninterest-earning assets $ 170,848 163,682
Noninterest-bearing funding sources
Deposits $ 339,069 303,127
Other liabilities 68,174 56,985
Total equity 191,584 180,288
Noninterest-bearing funding sources used to fund earning assets (427,979) (376,718)
Net noninterest-bearing funding sources $ 170,848 163,682
Total assets $ 1,742,919 1,593,349
(1) Nonaccrual loans are included in their respective loan categories.
Wells Fargo & Company
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