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 |2015 Annual Report
Senior Business Leaders
COMMUNITY BANKING
Group Head
Carrie L. Tolstedt
Deposit Products Group
Daniel I. Ayala, Global
Remittance Services
Edward M. Kadletz, Debit
and Prepaid Products
WellsFargo Virtual Channels
James P. Smith
Regional Banking
Regional Presidents
Michelle Y. Lee, Eastern
Scott Coble, Florida
Joe A. Atkinson, South Florida
David Guzman, West Florida
Derek L. Jones, Central Florida
Kelly A. Smith, North Florida
Darryl Harmon, Southeast
Leigh Vincent Collier, Mid-South
Michael S. Donnelly, Atlanta
Chadwick A. (Chad) Gregory,
Greater Georgia
Kathy J. Heey, South Carolina
Forrest R. (Rick) Redden III, Atlantic
Kendall K. Alley, Carolinas West
Andrew M. Bertamini, Maryland
Ravi Chandra, Western Virginia
Jack O. Clayton, Piedmont East
Michael L. Golden, Greater
Washington D.C. 
Glen M. Kelley, Greater Virginia
Larisa F. Perry, Northeast 
Frederick A. Bertoldo, Northern
New Jersey 
Joseph F. Kirk, New York,
Connecticut 
Brenda K. Ross-Dulan, Southern
New Jersey 
Gregory S. Redden, Greater
Philadelphia, Delaware 
Gregory S. White, Greater
Pennsylvania 
John K. Sotoodeh, Southwest 
Pamela M. Conboy, Arizona,
Utah, Nevada
Deborah (Dee) E. O’Donnell, Utah
Kirk V. Clausen, Nevada
John T. Gavin, Dallas-Fort Worth
Darryl Montgomery, Houston
Lisa J. Riley, New Mexico,
Western Border
Jerey Schumacher, Central Texas
Kenneth A. Telg, Greater Texas
Lisa J. Stevens, Pacific Midwest
Ben F. Alvarado, Southern California
Celia C. Lanning, Greater San Diego
David DiCristofaro, Greater Los
Angeles
Marla M. Clemow, Los Angeles Metro
James W. Foley, Pacific North
Tracy Curtis, Oregon
Joseph C. Everhart, Alaska
Gregory L. Morgan, San Francisco
Micky S. Randhawa, Greater Bay
Patrick G. Yalung, Washington
David A. Galasso, Northern and
Central California
Reza Razzaghipour, Pacific Coast
Je S. Rademann, Santa Clara Valley
David R. Kvamme, Great Lakes
Mary E. Bell, Indiana, Ohio
Sang Kim, Wisconsin, Michigan
Donald (Joe) Ravens, Minnesota
Frank Newman III, Rocky Mountain
Joy N. Ott, Montana, Wyoming
Don M. Melendez, Idaho
Donald J. Pearson, Great Plains
Kirk L. Kellner, Tristate
Daniel P. Murphy, North Dakota,
South Dakota
Marc Bernstein, Enterprise
Small Business Segment
Todd Reimringer, Business
Payroll Services
CONSUMER LENDING
Group Head
Avid Modjtabai
Consumer Credit Solutions
Shelley S. Freeman
Dan L. Abbott, Retail Services
Beverly J. Anderson,
Consumer Financial Services 
John P. Rasmussen,
Personal Lending Group 
Dealer Services
Dawn Martin Harp
Jerry Bowen, Commercial Dealer Services
William Katafias, Indirect Auto Finance
Home Lending
Franklin R. Codel
Bradley W. Blackwell, Portfolio Lending
Michael J. DeVito, Mortgage Production
Perry J. Hilzendeger,
Home Lending Servicing 
Peter R. Diliberti, Capital Markets 
WEALTH AND INVESTMENT
MANAGEMENT
Group Head
David M. Carroll
Darrell L. Cronk, WellsFargo
InvestmentInstitute 
Mary T. Mack, WellsFargo Advisors 
Michael J. Niedermeyer, Wells Fargo
Asset Management
John M. Papadopulos, Retirement 
James P. Steiner, Abbot Downing 
Jay S. Welker, Wealth Management 
WHOLESALE BANKING
President, Chief Operating Ocer,
Group Head
Timothy J. Sloan
Commercial Banking, Corporate
Banking, Business Banking Group,
Government & Institutional Banking,
and Treasury Management
Perry G. Pelos
John C. Adams, Commercial Banking
MaryLou Barreiro,
Specialty Industry Banking
Sanjiv Sanghvi, Western Region
Dave R. Golden, Mountain Division
Paul D. Kalsbeek, Southern Region
John P. Manning, Eastern Region
Laura S. Oberst, Central Region
Kyle G. Hranicky,
Corporate Banking Group 
J. Nicholas Cole, Wells Fargo Restaurant
Finance; Gaming Division
James D. Heinz, U.S. Corporate Banking;
Healthcare Group
Bart Schouest, Energy & Power Groups
John R. Hukari, Equity Funds Group
Brian J. Van Elslander,
Financial Sponsors Group
Daniel P. Weiler,
Financial Institutions Group
Hugh C. Long, Business Banking Group
David L. Pope, Business Banking Sales
and Service
Donna J. Serres, SBA Lending
Dean A. Rennell,
Southwest Division Manager
Don A. Fracchia,
Midwest Division Manager
Lucia D. Gibbons,
East Division Manager
Daniel C. Peltz, Treasury
Management Group
Debra B. Rossi, Merchant Services
David B. Trotter, Treasury Management
Sales & Delivery
Keith K. Theisen,
Treasury Management Products
Secil T. Watson,
Wholesale Internet Solutions
Phil D. Smith, Government and
Institutional Banking
Erin S. Gore, Education and
Nonprofit Banking
William H. Morgan, Healthcare
Financial Services
Kathleen S. McClure-Wight,
Government Banking West
Lee M. Hanna,
Government Banking East
Mara Holley, Government Banking,
Specialty Sectors
Marty Bingham, WFS Sales & Trading
Peter Hill, Public Finance
Commercial Real Estate
Mark L. Myers
William M. Cotter, Northeast Region
Christopher J. Jordan, Hospitality Finance
and Senior Housing 
Michael F. Marino,
Southern California Region
David M. Martin, New York Metro Region
Robin W. Michel, Southwest Region and
Homebuilder Banking
Gregory J. Wolkom, REIT Finance
William A. Vernon, Midwest, Southeast,
International Region and Real Estate
Merchant Banking
Cynthia Wilusz Lovell, Northwest Region
Insurance Group
Laura L. Schupbach
Kevin M. Brogan, Property and
Casualty National Practice and
Safehold SpecialRisk
Jack S. (Sam) Elliott Jr., West Region,
Insurance Brokerage and Consulting
Peter A. Gilbertson, North Region,
Insurance Brokerage and Consulting
Tom C. Longhta, South Region,
Insurance Brokerage and Consulting
Laurie B. Nordquist, Personal and
Small Business Insurance
Tim Prichard, Employee Benefits
NationalPractice
International Group
Richard J. Yorke
Sara Wardell-Smith, Foreign Exchange and
International Treasury Management
Frank A. Pizzo,
EMEA Regional President
Christopher G. Lewis,
International Trade Services
John V. Rindlaub,
Asia Pacific Regional President
Charles H. Silverman,
Global Financial Institutions
Principal Investments
George D. Wick
Ross M. Berger, Corporate Credit
Rosy Le Cohen and Arthur Evans,
Municipal Bonds 
David Florian, Reinsurance
Philip A. Hopkins and Barry Neal,
Renewable Energy and
Environmental Finance 
Je T. Nikora, Alternative
InvestmentManagement 
John Walbridge and Cecilia Fok,
Structured Products 
Specialized Lending and Investment
J. Edward Blakey
Adam Davis, Structured Real Estate
Alan Kronovet,
Commercial Mortgage Servicing
Douglas J. Mazer,
Real Estate Capital Markets
Kara McShane, Commercial Real Estate
Capital Markets and Finance
Mary Katherine DuBose and Chris Pink,
Asset Backed Finance
Troy Kilpatrick, Corporate Trust Services
William J. Mayer,
WellsFargo Equipment Finance
Lesley A. Milovich, Community Lending
and Investment
Alan Wiener, Multifamily Housing
WellsFargo Capital Finance
Henry K. Jordan
Guy Fuchs
Scott R. Diehl, Global Capital
Solutions Group
Steven V. Macko, Industries Group
Kurt Marsden, Corporate Finance Group
WellsFargo Securities
Jonathan G. Weiss
Walter E. Dolhare, Markets Division
Robert A. Engel, Investment Banking
and Capital Markets
Benjamin V. Lambert, Eastdil Secured, LLC
Roy H. March, Eastdil Secured, LLC
Diane Schumaker-Krieg,
Research, Economics and Strategy
Wholesale Risk
David J. Weber