Wells Fargo 2015 Annual Report Download - page 268

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Glossary of Acronyms
ABS Asset-backed securities GSE Government-sponsored entity
ACL Allowance for credit losses G-SIB Globally systemic important bank
ALCO Asset/Liability Management Committee HAMP Home Affordability Modification Program
ARM Adjustable-rate mortgage HUD U.S. Department of Housing and Urban Development
ASC Accounting Standards Codification LCR Liquidity coverage ratio
ASU Accounting Standards Update LHFS Loans held for sale
AUA Assets under administration LIBOR London Interbank Offered Rate
AUM Assets under management LIHTC Low-Income Housing Tax Credit
AVM Automated valuation model LOCOM Lower of cost or market value
BCBS Basel Committee on Bank Supervision LTV Loan-to-value
BHC Bank holding company MBS Mortgage-backed security
CCAR Comprehensive Capital Analysis and Review MHA Making Home Affordable programs
CD Certificate of deposit MHFS Mortgages held for sale
CDO Collateralized debt obligation MSR Mortgage servicing right
CDS Credit default swaps MTN Medium-term note
CET1 Common Equity Tier 1 NAV Net asset value
CFTC U. S. Commodity Futures Trading Commission NPA Nonperforming asset
CLO Collateralized loan obligation OCC Office of the Comptroller of the Currency
CLTV Combined loan-to-value OCI Other comprehensive income
CMBS Commercial mortgage-backed securities OTC Over-the-counter
CPP Capital Purchase Program OTTI Other-than-temporary impairment
CRE Commercial real estate PCI Loans Purchased credit-impaired loans
DOJ U. S. Department of Justice PTPP Pre-tax pre-provision profit
DPD Days past due RBC Risk-based capital
ESOP Employee Stock Ownership Plan RMBS Residential mortgage-backed securities
FAS Statement of Financial Accounting Standards ROA Wells Fargo net income to average total assets
FASB Financial Accounting Standards Board ROE Wells Fargo net income applicable to common stock
FDIC Federal Deposit Insurance Corporation to average Wells Fargo common stockholders' equity
FFELP Federal Family Education Loan Program RWAs Risk-weighted assets
FHA Federal Housing Administration SEC Securities and Exchange Commission
FHFA Federal Housing Finance Agency S&P Standard & Poor’s Ratings Services
FHLB Federal Home Loan Bank SPE Special purpose entity
FHLMC Federal Home Loan Mortgage Corporation TARP Troubled Asset Relief Program
FICO Fair Isaac Corporation (credit rating) TDR Troubled debt restructuring
FNMA Federal National Mortgage Association VA Department of Veterans Affairs
FRB Board of Governors of the Federal Reserve System VaR Value-at-Risk
GAAP Generally accepted accounting principles VIE Variable interest entity
GNMA Government National Mortgage Association
Wells Fargo & Company
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