Wells Fargo 2015 Annual Report Download - page 175
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2013
Commitments to lend additional funds on loans whose
terms have been modified in a TDR amounted to $363 million
and $341 million at December 31, 2015 and 2014, respectively.
Table 6.16 provides the average recorded investment in
impaired loans and the amount of interest income recognized on
impaired loans by portfolio segment and class.
Table 6.16: Average Recorded Investment in Impaired Loans
Year ended December 31,
2015 2014
Average Recognized Average Recognized Average Recognized
recorded interest recorded interest recorded interest
(in millions) investment income investment income investment income
Commercial:
Commercial and industrial $ 1,240 80 1,089 77 1,508 94
Real estate mortgage 2,128 140 2,924 150 3,842 141
Real estate construction 246 25 457 39 966 35
Lease financing 26 — 28 — 38 1
Total commercial 3,640 245 4,498 266 6,354
Consumer:
Real estate 1-4 family first mortgage 17,924 921 19,086 934 19,419 973
Real estate 1-4 family junior lien mortgage 2,480 137 2,547 142 2,498 143
Credit card 317 39 381 46 480 57
Automobile 115 13 154 18 232 29
Other revolving credit and installment 61 5 39 4 30 3
Total consumer 20,897 1,115 22,207 1,144 22,659 1,205
Total impaired loans (excluding PCI) $ 24,537 1,360 26,705 1,410 29,013 1,476
Interest income:
Cash basis of accounting $ 412 435 426
Other (1) 948 975 1,050
Total interest income $ 1,360 1,410 1,476
(1) Includes interest recognized on accruing TDRs, interest recognized related to certain impaired loans which have an allowance calculated using discounting, and amortization
of purchase accounting adjustments related to certain impaired loans.
Wells Fargo & Company
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