Capital One 2015 Annual Report Download - page 191

CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
172 Capital One Financial Corporation (COF)
Composition of Deposits, Short-Term Borrowings and Long-Term Debt
The table below summarizes the components of our deposits, short-term borrowings and long-term debt as of December 31, 2015
and 2014. Our total short-term borrowings consist of federal funds purchased and securities loaned or sold under agreements to
repurchase and other short-term borrowings with an original contractual maturity of one year or less. Our long-term debt consists
of borrowings with an original contractual maturity of greater than one year. The amounts presented for outstanding borrowings
include unamortized debt premiums and discounts, net of fair value hedge accounting adjustments.
Table 10.1: Components of Deposits, Short-Term Borrowings and Long-Term Debt
(Dollars in millions) December 31,
2015
December 31,
2014
Deposits:
Non-interest bearing deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 25,847 $ 25,081
Interest-bearing deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 191,874 180,467
Total deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 217,721 $ 205,548
Short-term borrowings:
Federal funds purchased and securities loaned or sold under agreements to repurchase . . . . . . . . . . . . . . . $ 981 $ 880
FHLB advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 016,200
Total short-term borrowings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 981 $ 17,080
December 31, 2015
(Dollars in millions)
Maturity
Dates Interest Rates
Weighted-
Average
Interest Rate
Outstanding
Amount
December 31,
2014
Long-term debt:
Securitized debt obligations(1) . . . . . . . . . . . . . . . . . . . . . 2016 - 2025 0.37 - 5.75% 1.46% $ 16,166 $ 11,624
Senior and subordinated notes:(1)
Fixed unsecured senior debt. . . . . . . . . . . . . . . . . . . . 2016 - 2025 1.15 - 6.75% 2.72 16,559 15,174
Floating unsecured senior debt . . . . . . . . . . . . . . . . . 2016 - 2018 0.86 - 1.51% 1.11 1,198 880
Total unsecured senior debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2.61 17,757 16,054
Fixed unsecured subordinated debt . . . . . . . . . . . . . . 2016 - 2025 3.38 - 8.80% 4.70 4,080 2,630
Total senior and subordinated notes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21,837 18,684
Other long-term borrowings:
FHLB advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2016 - 2025 0.28 - 6.41% 0.40 20,098 1,069
Capital lease obligations . . . . . . . . . . . . . . . . . . . . . . 2016 - 2035 3.09 - 12.86% 4.17 33 0
Total other long-term borrowings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20,131 1,069
Total long-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 58,134 $ 31,377
Total short-term borrowings and long-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 59,115 $ 48,457
___________
(1) Outstanding amount includes the impact from hedge accounting.