Sallie Mae 2005 Annual Report Download - page 81
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71
The tables below show the composition and status of the Private Education Loan portfolio by number
of months aged from the first date of repayment:
Months since entering repayment
December 31, 2005
1 to 24
months
25 to 48
months
More than
48 months
After
Dec. 31,
2005(1) Total
Loans in-school/grace/deferment ................ $ — $ — $ — $7,980 $ 7,980
Loansinforbearance .......................... 667 173 77 — 917
Loansinrepayment—current................... 4,508 1,796 1,453 — 7,757
Loansin repayment—delinquent 31-60 days...... 168 78 56 — 302
Loansin repayment—delinquent 61-90 days...... 63 30 19 — 112
Loans in repayment—delinquent greater than
90days..................................... 72 44 28 — 144
Total ........................................ $ 5,478 $ 2,121 $ 1,633 $ 7,980 $ 17,212
Unamortizeddiscount ......................... (493)
Allowance for loan losses....................... (282)
Total Managed Private Education Loans,net..... $ 16,437
Loans in forbearance as a percentage of loans in
repayment and forbearance................... 12.2% 8.2% 4.7% —% 9.9%
Months since entering repayment
December 31, 2004
1 to 24
months
25 to 48
months
More than
48 months
After
Dec. 31,
2004(1) Total
Loans in-school/grace/deferment ................ $ — $ — $ — $5,409 $ 5,409
Loansinforbearance .......................... 350 103 47 — 500
Loansinrepayment—current................... 3,228 1,401 1,117 — 5,746
Loansin repayment—delinquent 31-60 days...... 110 59 39 — 208
Loansin repayment—delinquent 61-90 days...... 43 26 15 — 84
Loans in repayment—delinquent greater than
90days..................................... 67 56 33 — 156
Total ........................................ $ 3,798 $ 1,645 $ 1,251 $ 5,409 $ 12,103
Unamortizeddiscount ......................... (306)
Allowance for loan losses....................... (315)
Total Managed Private Education Loans,net..... $ 11,482
Loans in forbearance as a percentage of loans in
repayment and forbearance................... 9.2% 6.3% 3.8% —% 7.5%
Months since entering repayment
December 31, 2003
1 to 24
months
25 to 48
months
More than
48 months
After
Dec. 31,
2003(1) Total
Loans in-school/grace/deferment ................ $ — $ — $ — $3,828 $ 3,828
Loans inforbearance .......................... 342 100 49 — 491
Loans inrepayment—current................... 2,192 1,074 798 — 4,064
Loansin repayment—delinquent 31-60 days...... 75 46 33 — 154
Loansin repayment—delinquent 61-90 days...... 34 27 16 — 77
Loans in repayment—delinquent greater than
90days..................................... 48 42 36 — 126
Total ........................................ $ 2,691 $ 1,289 $ 932 $ 3,828 $ 8,740
Unamortizeddiscount ......................... (176)
Allowance for loan losses....................... (259)
Total Managed Private Education Loans,net..... $ 8,305
Loans in forbearance as a percentage of loans in
repayment and forbearance................... 12.7% 7.8% 5.3% —% 10.0%
(1) Includes all loans in-school/grace/deferment.