PNC Bank 2014 Annual Report Download - page 12
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T
HE
PNC F
INANCIAL
S
ERVICES
G
ROUP
,I
NC
.
Cross-Reference Index to 2014 Form 10-K
TABLE OF CONTENTS
Page
PART I
Item 1 Business. 1
Item 1A Risk Factors. 15
Item 1B Unresolved Staff Comments. 26
Item 2 Properties. 26
Item 3 Legal Proceedings. 26
Item 4 Mine Safety Disclosures. 26
Executive Officers of the Registrant 26
Directors of the Registrant 28
PART II
Item 5 Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. 28
Common Stock Performance Graph 29
Item 6 Selected Financial Data. 30
Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A). 32
Executive Summary 32
Consolidated Income Statement Review 37
Consolidated Balance Sheet Review 39
Off-Balance Sheet Arrangements And Variable Interest Entities 49
Fair Value Measurements 50
Business Segments Review 50
Critical Accounting Estimates And Judgments 61
Status Of Qualified Defined Benefit Pension Plan 65
Recourse And Repurchase Obligations 67
Risk Management 69
2013 Versus 2012 95
Glossary Of Terms 99
Cautionary Statement Regarding Forward-Looking Information 103
Item 7A Quantitative and Qualitative Disclosures About Market Risk. 104
Item 8 Financial Statements and Supplementary Data. 105
Report of Independent Registered Public Accounting Firm 105
Consolidated Income Statement 106
Consolidated Statement of Comprehensive Income 107
Consolidated Balance Sheet 108
Consolidated Statement Of Changes In Equity 109
Consolidated Statement Of Cash Flows 110
Notes To Consolidated Financial Statements 112
Note 1 Accounting Policies 112
Note 2 Loan Sale and Servicing Activities and Variable Interest Entities 124