Wells Fargo 2011 Annual Report Download - page 236

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Glossary of Acronyms
ACL Allowance for credit losses
ALCO Asset/Liability Management Committee
ARS Auction rate security
ASU Accounting Standards Update
ARM Adjustable-rate mortgage
AVM Automated valuation model
BCBS Basel Committee on Bank Supervision
BHC Bank holding company
CD Certificate of deposit
CDO Collateralized debt obligation
CFPB Consumer Finance Protection Bureau
CLO Collateralized loan obligation
CLTV Combined loan-to-value
CPP Capital Purchase Program
CPR Constant prepayment rate
CRE Commercial real estate
DPD Days past due
ESOP Employee Stock Ownership Plan
FAS Statement of Financial Accounting Standards
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FFELP Federal Family Education Loan Program
FHA Federal Housing Administration
FHLB Federal Home Loan Bank
FHLMC Federal Home Loan Mortgage Company
FICO Fair Isaac Corporation (credit rating)
FNMA Federal National Mortgage Association
FRB Board of Governors of the Federal Reserve System
GAAP Generally accepted accounting principles
GNMA Government National Mortgage Association
GSE Government-sponsored entity
G-SIB Globally systemic important bank
HAMP Home Affordability Modification Program
HPI Home Price Index
HUD Department of Housing and Urban Development
LHFS Loans held for sale
LIBOR London Interbank Offered Rate
LOCOM Lower of cost or market value
LTV Loan-to-value
MBS Mortgage-backed security
MERS Mortgage Electronic Registration Systems, Inc.
MHA Making Home Affordable programs
MHFS Mortgages held for sale
MSR Mortgage servicing right
MTN Medium-term note
NAV Net asset value
NPA Nonperforming asset
OCC Office of the Comptroller of the Currency
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PCI Loans Purchased credit-impaired loans
PTPP Pre-tax pre-provision profit
RBC Risk-based capital
ROA Wells Fargo net income to average total assets
ROE Wells Fargo net income applicable to common stock to
average Wells Fargo common stockholders' equity
SEC Securities and Exchange Commission
S&P Standard & Poor’s
SPE Special purpose entity
TARP Troubled Asset Relief Program
TDR Troubled debt restructuring
VA Department of Veterans Affairs
VaR Value-at-risk
VIE Variable interest entity
WFCC Wells Fargo Canada Corporation
WFFI Wells Fargo Financial, Inc. and its wholly-owned
subsidiaries
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