Capital One 2014 Annual Report Download - page 199
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177
Impaired Loans
The following table presents information about our impaired loans, excluding the impact of Acquired Loans, which
is reported separately as of December 31, 2014 and 2013, and for the years ended December 31, 2014 and 2013:
Table 4.9: Impaired Loans(1)
December 31, 2014
Without Total Net Unpaid
With an an Recorded Related Recorded Principal
(Dollars in millions) Allowance Allowance Investment Allowance Investment Balance
Credit Card:
Domestic credit card . . . . . . . . . . . . . . . . . . . . . $ 546 $ 0 $ 546 $ 145 $ 401 $ 531
International credit card . . . . . . . . . . . . . . . . . . . 146 0 146 74 72 141
Total credit card(2) . . . . . . . . . . . . . . . . . . . . . . . . . 692 0 692 219 473 672
Consumer Banking:
Auto(3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 230 205 435 19 416 694
Home loan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 218 149 367 17 350 472
Retail banking . . . . . . . . . . . . . . . . . . . . . . . . . . 45 5 50 6 44 52
Total consumer banking . . . . . . . . . . . . . . . . . . . . 493 359 852 42 810 1,218
Commercial Banking:
Commercial and multifamily real estate . . . . . . 120 26 146 23 123 163
Commercial and industrial . . . . . . . . . . . . . . . . 161 55 216 16 200 233
Total commercial lending . . . . . . . . . . . . . . . . 281 81 362 39 323 396
Small-ticket commercial real estate . . . . . . . . . . 3 5 8 0 8 10
Total commercial banking . . . . . . . . . . . . . . . . . . . 284 86 370 39 331 406
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1,469 $ 445 $ 1,914 $ 300 $ 1,614 $ 2,296
December 31, 2013
Without Total Net Unpaid
With an an Recorded Related Recorded Principal
(Dollars in millions) Allowance Allowance Investment Allowance Investment Balance
Credit Card:
Domestic credit card . . . . . . . . . . . . . . . . . . . . . $ 609 $ 0 $ 609 $ 154 $ 455 $ 593
International credit card . . . . . . . . . . . . . . . . . . . 171 0 171 107 64 164
Total credit card(2) . . . . . . . . . . . . . . . . . . . . . . . . . 780 0 780 261 519 757
Consumer Banking:
Auto(3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 169 186 355 16 339 590
Home loan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 244 150 394 18 376 561
Retail banking . . . . . . . . . . . . . . . . . . . . . . . . . . 46 40 86 10 76 105
Total consumer banking . . . . . . . . . . . . . . . . . . . . 459 376 835 44 791 1,256
Commercial Banking:
Commercial and multifamily real estate . . . . . . 89 49 138 13 125 162
Commercial and industrial . . . . . . . . . . . . . . . . 94 91 185 12 173 220
Total commercial lending . . . . . . . . . . . . . . . . 183 140 323 25 298 382
Small-ticket commercial real estate . . . . . . . . . . 2 4 6 0 6 7
Total commercial banking . . . . . . . . . . . . . . . . . . . 185 144 329 25 304 389
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 1,424 $ 520 $ 1,944 $ 330 $ 1,614 $ 2,402
CAPITAL ONE FINANCIAL CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS—(Continued)
Capital One Financial Corporation (COF)