Capital One 2014 Annual Report Download - page 137
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Table D—Net Charge-offs(1)(2)
December 31,
(Dollars in millions) 2014 2013 2012 2011 2010
Average loans held for investment . . . . . . . . . . . . . . . . . . $197,925 $192,614 $187,915 $128,424 $128,526
Net charge-offs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,414 3,934 3,555 3,771 6,651
Net charge-off rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1.72% 2.04% 1.89% 2.94% 5.18%
(1) Calculated for each loan category by dividing net charge-offs for the period divided by average loans held for investment during the period.
(2) The average balance of Acquired Loans, which are included in the total average loans held for investment used in calculating the net charge-
off rates, was $25.8 billion, $32.2 billion, $36.2 billion, $5.0 billion and $6.3 billion, in 2014, 2013, 2012, 2011 and 2010, respectively.
115 Capital One Financial Corporation (COF)