PNC Bank 2015 Annual Report Download - page 12
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T
HE
PNC F
INANCIAL
S
ERVICES
G
ROUP
,I
NC
.
Cross-Reference Index to 2015 Form 10-K
TABLE OF CONTENTS
Page
PART I
Item 1 Business. 1
Item 1A Risk Factors. 16
Item 1B Unresolved Staff Comments. 27
Item 2 Properties. 27
Item 3 Legal Proceedings. 27
Item 4 Mine Safety Disclosures. 27
Executive Officers of the Registrant 27
Directors of the Registrant 29
PART II
Item 5 Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. 29
Common Stock Performance Graph 31
Item 6 Selected Financial Data. 32
Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A). 34
Executive Summary 34
Consolidated Income Statement Review 38
Consolidated Balance Sheet Review 40
Off-Balance Sheet Arrangements And Variable Interest Entities 50
Fair Value Measurements 51
Business Segments Review 51
Critical Accounting Estimates And Judgments 62
Status Of Qualified Defined Benefit Pension Plan 66
Recourse And Repurchase Obligations 67
Risk Management 69
2014 Versus 2013 92
Glossary Of Terms 96
Cautionary Statement Regarding Forward-Looking Information 100
Item 7A Quantitative and Qualitative Disclosures About Market Risk. 101
Item 8 Financial Statements and Supplementary Data. 102
Report of Independent Registered Public Accounting Firm 102
Consolidated Income Statement 103
Consolidated Statement of Comprehensive Income 104
Consolidated Balance Sheet 105
Consolidated Statement Of Changes In Equity 106
Consolidated Statement Of Cash Flows 107
Notes To Consolidated Financial Statements 109
Note 1 Accounting Policies 109
Note 2 Loan Sale and Servicing Activities and Variable Interest Entities 121
Note 3 Asset Quality 126