Wells Fargo 2014 Annual Report Download - page 39

Table 4: Average Earning Assets and Funding Sources as a Percentage of Average Earnings Assets
Year ended December 31,
2014 2013
% of % of
(in millions) Average balance earning assets Average balance earning assets
Earning assets
Federal funds sold, securities purchased under resale agreements and other short-term investments $ 241,282 17% $ 154,902 12%
Trading assets 55,140 4 44,745 3
Investment securities:
Available-for-sale securities:
Securities of U.S. Treasury and federal agencies 10,400 1 6,750 1
Securities of U.S. states and political subdivisions 43,138 3 39,922 3
Mortgage-backed securities:
Federal agencies 114,076 8 107,148 8
Residential and commercial 26,475 2 30,717 2
Total mortgage-backed securities 140,551 10 137,865 11
Other debt and equity securities 47,488 3 55,002 4
Total available-for-sale securities 241,577 17 239,539 19
Held-to-maturity securities 29,319 2 717 —
Mortgages held for sale (1) 19,018 1 35,273 3
Loans held for sale (1) 4,226 — 163 —
Loans:
Commercial:
Commercial and industrial - U.S. 204,819 14 185,813 14
Commercial and industrial - Non U.S. 42,661 3 40,987 3
Real estate mortgage 112,710 8 107,316 8
Real estate construction 17,676 1 16,537 1
Lease financing 12,257 1 12,373 1
Total commercial 390,123 27 363,026 28
Consumer:
Real estate 1-4 family first mortgage 261,620 18 254,012 20
Real estate 1-4 family junior lien mortgage 62,510 4 70,264 5
Credit card 27,491 2 24,757 2
Automobile 53,854 4 48,476 4
Other revolving credit and installment 38,834 3 42,135 3
Total consumer 444,309 31 439,644 34
Total loans (1)
Other
$
834,432
4,673
1,429,667
58
—
100% $
802,670
4,354
1,282,363
63
—
100%Total earning assets
Funding sources
Deposits:
Interest-bearing checking $ 39,729 3% $ 35,570 3%
Market rate and other savings 585,854 41 550,394 43
Savings certificates 38,111 3 49,510 4
Other time deposits 51,434 4 28,090 2
Deposits in foreign offices 95,889 7 76,894 6
Total interest-bearing deposits 811,017 57 740,458 58
Short-term borrowings 60,111 4 54,716 4
Long-term debt 167,420 12 134,937 11
Other liabilities 14,401 1 12,471 1
Total interest-bearing liabilities
Portion of noninterest-bearing funding sources
1,052,949
376,718
74
26
942,582
339,781
74
26
Total funding sources $ 1,429,667 100% $ 1,282,363 100%
Noninterest-earning assets
Cash and due from banks $ 16,361 16,272
Goodwill 25,687 25,637
Other 121,634 121,711
Total noninterest-earning assets $ 163,682 163,620
Noninterest-bearing funding sources
Deposits $ 303,127 280,229
Other liabilities 56,985 58,178
Total equity 180,288 164,994
Noninterest-bearing funding sources used to fund earning assets (376,718) (339,781)
Net noninterest-bearing funding sources $ 163,682 163,620
Total assets $ 1,593,349 1,445,983
(1) Nonaccrual loans are included in their respective loan categories.
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