Wells Fargo 2014 Annual Report Download - page 35

Table 2: Ratios and Per Common Share Data
Year ended December 31,
2014 2013 2012
Profitability ratios
Wells Fargo net income to average assets (ROA) 1.45% 1.51 1.41
Wells Fargo net income applicable to common stock to average Wells Fargo common
stockholders' equity (ROE) 13.41 13.87 12.95
Efficiency ratio (1) 58.1 58.3 58.5
Capital ratios
At year end:
Wells Fargo common stockholders' equity to assets 9.86 10.17 10.24
Total equity to assets 10.98 11.22 11.18
Risk-based capital (2)
Tier 1 capital 12.45 12.33 11.75
Total capital 15.53 15.43 14.63
Tier 1 leverage (2) 9.45 9.60 9.47
Common Equity Tier 1 (3) 11.04 10.82 10.12
Average balances:
Average Wells Fargo common stockholders' equity to average assets 10.22 10.41 10.36
Average total equity to average assets 11.32 11.41 11.27
Per common share data
Dividend payout (4) 32.9 29.6 26.2
Book value $ 32.19 29.48 27.64
Market price (5)
High 55.95 45.64 36.60
Low 44.17 34.43 27.94
Year end 54.82 45.40 34.18
(1) The efficiency ratio is noninterest expense divided by total revenue (net interest income and noninterest income).
(2) See Note 26 (Regulatory and Agency Capital Requirements) to Financial Statements in this Report for additional information.
(3) See the "Capital Management" section in this Report for additional information.
(4) Dividends declared per common share as a percentage of diluted earnings per common share.
(5) Based on daily prices reported on the New York Stock Exchange Composite Transaction Reporting System.
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