SunTrust 2012 Annual Report Download - page 137
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Notes to Consolidated Financial Statements (Continued)
121
The payment status for the LHFI portfolio as of December 31 is shown in the tables below:
2012
(Dollars in millions) Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
Commercial & industrial $53,747 $81 $26 $194 $54,048
Commercial real estate 4,050 11 — 66 4,127
Commercial construction 679 — — 34 713
Total commercial loans 58,476 92 26 294 58,888
Residential loans:
Residential mortgages - guaranteed 3,523 39 690 — 4,252
Residential mortgages - nonguaranteed122,401 192 21 775 23,389
Home equity products 14,314 149 1 341 14,805
Residential construction 625 15 1 112 753
Total residential loans 40,863 395 713 1,228 43,199
Consumer loans:
Guaranteed student loans 4,769 556 32 — 5,357
Other direct 2,372 15 3 6 2,396
Indirect 10,909 68 2 19 10,998
Credit cards 619 7 6 — 632
Total consumer loans 18,669 646 43 25 19,383
Total LHFI $118,008 $1,133 $782 $1,547 $121,470
1Includes $379 million of loans carried at fair value, the majority of which were accruing current.
2Total nonaccruing loans past due 90 days or more totaled $975 million. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported
as TDRs.
2011
(Dollars in millions)
Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
Commercial & industrial $49,098 $80 $12 $348 $49,538
Commercial real estate 4,797 9 — 288 5,094
Commercial construction 943 7 — 290 1,240
Total commercial loans 54,838 96 12 926 55,872
Residential loans:
Residential mortgages - guaranteed 5,394 176 1,102 — 6,672
Residential mortgages - nonguaranteed121,501 324 26 1,392 23,243
Home equity products 15,223 204 — 338 15,765
Residential construction 737 22 1 220 980
Total residential loans 42,855 726 1,129 1,950 46,660
Consumer loans:
Guaranteed student loans 5,690 640 869 — 7,199
Other direct 2,032 14 6 7 2,059
Indirect 10,074 66 5 20 10,165
Credit cards 526 7 7 — 540
Total consumer loans 18,322 727 887 27 19,963
Total LHFI $116,015 $1,549 $2,028 $2,903 $122,495
1Includes $431 million of loans carried at fair value, the majority of which were accruing current.
2Total nonaccruing loans past due 90 days or more totaled $2.3 billion. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported
as TDRs.