Wells Fargo 2009 Annual Report Download - page 191

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
ABCP Asset-backed commercial paper
AICPA American Institute of
Certified Public Accountants
ALCO Asset/Liability Management Committee
AMTN Australian medium-term note programme
ARS Auction rate security
ASC Accounting Standards Codification
ASU Accounting Standards Update
ARM Adjustable-rate mortgage
AVM Automated valuation model
CDs Certificates of deposit
CDO Collateralized debt obligation
CLO Collateralized loan obligation
CMO Collateralized mortgage obligation
CPP Capital Purchase Program
CPR Constant prepayment rate
CRE Commercial real estate
EITF Emerging Issues Task Force
EMTN European medium-term note programme
ESOP Employee Stock Ownership Plan
FAS Statement of Financial Accounting Standards
FASB Financial Accounting Standards Board
FDIC Federal Deposit Insurance Corporation
FHA Federal Housing Administration
FHLB Federal Home Loan Bank
FHLMC Federal Home Loan Mortgage Company
FICO Fair Isaac Corporation (credit rating)
FNMA Federal National Mortgage Association
FRB Federal Reserve Board
FSP FASB Staff Position
GAAP Generally Accepted Accounting Principles
GNMA Government National Mortgage Association
GSE Government-sponsored entity
IRA Individual Retirement Account
LHFS Loans held for sale
Glossary of Acronyms
LIBOR London Interbank Offered Rate
LTV Loan-to-value
MBS Mortgage-backed security
MHFS Mortgages held for sale
MSR Mortgage servicing right
NAV Net asset value
NPA Nonperforming asset
OCC Office of the Comptroller of the Currency
OCI Other comprehensive income
OTC Over-the-counter
OTTI Other-than-temporary impairment
PCI Loans Purchased credit-impaired loans are acquired
loans with evidence of credit deterioration
accounted for under FASB ASC 310-30
(AICPA Statement of Position 03-3)
PTPP Pre-tax pre-provision profit
QSPE Qualifying special purpose entity
RBC Risk-based capital
ROA Wells Fargo net income to average total assets
ROE Wells Fargo net income applicable
to common stock to average Wells Fargo
common stockholders’ equity
SCAP Supervisory Capital Assessment Program
SEC Securities and Exchange Commission
S&P Standard & Poors
SIV Structured investment vehicle
SPE Special purpose entity
TARP Troubled Asset Relief Program
TDR Troubled debt restructuring
TLGP Temporary Liquidity Guarantee Program
VA Department of Veterans Affairs
VaR Value-at-risk
VIE Variable interest entity
WFFCC Wells Fargo Financial Canada Corporation
WFFI Wells Fargo Financial, Inc. and
its wholly-owned subsidiaries