SunTrust 2009 Annual Report Download - page 15

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MMMF — Money market mutual funds.
Moody’s — Moody’s Investors Service.
MSRs — Mortgage servicing rights.
MVE — Market value of equity.
NAICS — North American Industry Classification System.
NCF — National Commerce Financial Corporation.
NOL — Net operating loss.
NSF — Non-sufficient funds.
NYSE — New York Stock Exchange.
OCI — Other comprehensive income.
OREO — Other real estate owned.
OTTI — Other-than-temporary impairment.
Parent Company — Parent Company of SunTrust Banks, Inc.
Patriot Act — The USA Patriot Act of 2001.
PRAC — Corporate Product Risk Assessment Committee.
Prime Performance — Prime Performance, Inc.
PUP — Performance Unit Plan.
PWM — Private Wealth Management.
QSPE — Qualifying special-purpose entity.
RCCs — Replacement Capital Covenants.
REITS — Real Estate Investment Trusts.
RidgeWorth — RidgeWorth Capital Management, Inc.
ROA — Return on average total assets.
ROE — Return on average common shareholders’ equity.
S&P — Standard and Poor’s.
SCAP — Supervisory Capital Assessment Program.
SEC — U.S. Securities and Exchange Commission.
Seix — Seix Investment Advisors, Inc.
SERP — Supplemental Executive Retirement Plan.
SIVs — Structured investment vehicles.
SPE — Special Purpose Entity.
STIAA — SunTrust Institutional Asset Advisors LLC.
STIS — SunTrust Investment Services, Inc.
STM — SunTrust Mortgage, Inc.
Stock Plan — SunTrust Banks, Inc. 2004 Stock Plan.
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