SunTrust 2009 Annual Report Download - page 14

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Exchange Act — Securities Exchange Act of 1934.
FASB — Financial Accounting Standards Board.
FDA — Federal Deposit Insurance Act.
FDIC — The Federal Deposit Insurance Corporation.
FDICIA — The Federal Deposit Insurance Corporation Improvement Act of 1991.
Federal Reserve — The Board of Governors of the Federal Reserve System.
FFIEC — The Federal Financial Institutions Examination Council.
FHA — Federal Housing Administration.
FHLB — Federal Home Loan Bank.
FICO — Fair Isaac Corporation.
FINRA — Financial Industry Regulatory Authority.
Fitch — Fitch Ratings Ltd.
FTE — Fully taxable-equivalent.
First Mercantile — First Mercantile Trust Company.
FNMA — Federal National Mortgage Association.
FVO — Fair Value Option.
GB&T — GB&T Bancshares, Inc.
GenSpring — GenSpring Family Offices LLC.
GLB Act — Gramm-Leach-Bliley Act.
GNMA — Government National Mortgage Association.
IIS — Institutional Investment Solutions.
IPO — Initial public offering.
IRLCs — Interest rate lock commitments.
IRS — Internal Revenue Service.
ISDA — International Swaps and Derivatives Associations Master Agreement.
Lehman Brothers — Lehman Brothers Holdings, Inc.
LHFS — Loans held for sale.
LHFI-FV — Loans held for investment carried at fair value.
LIBOR — London InterBank Offered Rate.
Lighthouse Investment Partners — Lighthouse Investment Partners, LLC.
LOCOM — Lower of Cost or Market.
LTI — Long-term incentive.
LTV — Loan to value.
MBS — Mortgage-backed securities.
MD&A — Management’s Discussion and Analysis of Financial Condition and Results of Operations.
MIP — Management Incentive Plan.
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