SunTrust 2014 Annual Report Download - page 5

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A Message To
Our Shareholders
from William H. Rogers, Jr.
Chairman and Chief Executive Officer
SunTrust Banks, Inc.
As a company, we are committed to Lighting the Way to Financial Well-Being. This commitment allowed
us to deliver strong results for our clients, communities, teammates and shareholders in 2014. We made
meaningful progress on our strategic priorities, as evidenced by solid balance sheet growth, lower expenses
and further improvement in credit quality. This successful execution helped SunTrust overcome the industry
headwinds of reduced mortgage activity and the ongoing impact of the prolonged low-rate environment
on net interest income.
The result: 18% adjusted earnings growth and a significantly improved efficiency ratio. Our
shareholders were rewarded by this performance with total shareholder return of 16% in 2014.
Going forward, we will continue to keep our purpose of Lighting
the Way to Financial Well-Being at the center of everything we do.
It is a promise we make to our clients, our communities and our
teammates; and when we do this well, our business expands and
our shareholders are rewarded.
2014 Annual Report
3