SunTrust 2014 Annual Report Download - page 123
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Notes to Consolidated Financial Statements, continued
100
The payment status for the LHFI portfolio is shown in the tables below:
December 31, 2014
(Dollars in millions) Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
C&I $65,246 $36 $7 $151 $65,440
CRE 6,716 3 1 21 6,741
Commercial construction 1,209 1 — 1 1,211
Total commercial loans 73,171 40 8 173 73,392
Residential loans:
Residential mortgages - guaranteed 176 34 422 — 632
Residential mortgages - nonguaranteed123,067 108 14 254 23,443
Home equity products 13,989 101 — 174 14,264
Residential construction 402 7 — 27 436
Total residential loans 37,634 250 436 455 38,775
Consumer loans:
Guaranteed student loans 3,801 425 601 — 4,827
Other direct 4,545 19 3 6 4,573
Indirect 10,537 104 3 — 10,644
Credit cards 887 8 6 — 901
Total consumer loans 19,770 556 613 6 20,945
Total LHFI $130,575 $846 $1,057 $634 $133,112
1 Includes $272 million of loans carried at fair value, the majority of which were accruing current.
2 Nonaccruing loans past due 90 days or more totaled $388 million. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported as TDRs and performing
second lien loans which are classified as nonaccrual when the first lien loan is nonperforming.
December 31, 2013
(Dollars in millions) Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
C&I $57,713 $47 $18 $196 $57,974
CRE 5,430 5 7 39 5,481
Commercial construction 842 1 — 12 855
Total commercial loans 63,985 53 25 247 64,310
Residential loans:
Residential mortgages - guaranteed 2,787 58 571 — 3,416
Residential mortgages - nonguaranteed123,808 150 13 441 24,412
Home equity products 14,480 119 — 210 14,809
Residential construction 488 4 — 61 553
Total residential loans 41,563 331 584 712 43,190
Consumer loans:
Guaranteed student loans 4,475 461 609 — 5,545
Other direct 2,803 18 3 5 2,829
Indirect 11,189 75 1 7 11,272
Credit cards 718 7 6 — 731
Total consumer loans 19,185 561 619 12 20,377
Total LHFI $124,733 $945 $1,228 $971 $127,877
1 Includes $302 million of loans carried at fair value, the majority of which were accruing current.
2 Nonaccruing loans past due 90 days or more totaled $653 million. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported as TDRs and performing
second lien loans which are classified as nonaccrual when the first lien loan is nonperforming.