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76
Year Ended December 31
(Dollars in thousands)
2008
2007
2006
2005
2004
Average Balances:
Reported loans held for investment:
Consumer loans...................................
.
Credit cards................................
.
Domestic ..........................
.
$ 12,656,686
$ 12,601,155 $ 15,114,625 $ 12,073,407 $ 12,243,466
International .....................
.
3,202,928
2,980,539 3,226,858 3,530,174 3,192,501
Total credit card ...............
.
15,859,614
15,581,694 18,341,483 15,603,581 15,435,967
Installment loans........................
.
Domestic ..........................
.
10,255,818
8,622,863 6,582,942 6,087,114 5,828,325
International .....................
.
239,117
490,914 615,255 553,357 347,259
Total installment loans .....
.
10,494,935
9,113,777 7,198,197 6,640,471 6,175,584
Auto loans ...........................................
.
23,439,520
23,928,080 19,902,920 13,056,708 9,305,008
Mortgage loans....................................
.
11,426,279
11,412,960 5,826,632 674,047
Total consumer loans ....................................
.
61,220,348
60,036,511 51,269,232 35,974,807 30,916,559
Commercial loans .........................................
.
37,750,555
33,505,314 12,308,047 4,759,430 3,349,109
Total reported loans held for investment ......
.
98,970,903
93,541,825 63,577,279 40,734,237 34,265,668
Securitization adjustments:
Consumer loans...................................
.
Credit cards................................
.
Domestic ..........................
.
38,148,268
37,747,827 34,367,401 34,612,169 33,529,885
International .....................
.
7,124,805
7,835,913 7,285,459 6,452,707 5,159,458
Total credit card ...............
.
45,273,073
45,583,740 41,652,860 41,064,876 38,689,343
Installment loans........................
.
Domestic ..........................
.
1,389,164
2,542,837 2,828,332 1,133,036 438,364
International .....................
.
Total installment loans .....
.
1,389,164
2,542,837 2,828,332 1,133,036 438,364
Auto loans ...........................................
.
28,367
256,388 748,751 1,608,989
Mortgage loans....................................
.
Total consumer loans ....................................
.
46,690,604
48,382,965 45,229,943 43,806,901 39,127,707
Commercial loans .........................................
.
2,150,759
2,802,217 2,521,373 723,885 318,298
Total securitization adjustments....................
.
48,841,363
51,185,182 47,751,316 44,530,786 39,446,005
Managed loans held for investment:
Consumer loans...................................
.
Credit cards................................
.
Domestic ..........................
.
50,804,954
50,348,982 49,482,026 46,685,576 45,773,351
International .....................
.
10,327,733
10,816,452 10,512,317 9,982,881 8,351,959
Total credit card ...............
.
61,132,687
61,165,434 59,994,343 56,668,457 54,125,310
Installment loans........................
.
Domestic ..........................
.
11,644,982
11,165,700 9,411,274 7,220,150 6,266,689
International .....................
.
239,117
490,914 615,255 553,357 347,259
Total installment loans .....
.
11,884,099
11,656,614 10,026,529 7,773,507 6,613,948
Auto loans ...........................................
.
23,467,887
24,184,468 20,651,671 14,665,697 9,305,008
Mortgage loans....................................
.
11,426,279
11,412,960 5,826,632 674,047
Total consumer loans ....................................
.
107,910,952
108,419,476 96,499,175 79,781,708 70,044,266
Commercial loans .........................................
.
39,901,314
36,307,531 14,829,420 5,483,315 3,667,407
Total managed loans held for investment .....
.
$ 147,812,266 $ 144,727,007 $ 111,328,595 $ 85,265,023 $ 73,711,673