Capital One 2008 Annual Report Download - page 185

Corporate Office
1680 Capital One Drive
McLean, VA 22102
[phone]
www.capitalone.com
Annual Meeting
Thursday, April 23, 2009
10:00 a.m. Eastern Time
Capital One Headquarters
1680 Capital One Drive
McLean, VA 22102
Principal Investor Contact
Jeff Norris
Managing Vice President,
Investor Relations
Capital One Financial Corporation
1680 Capital One Drive
McLean, VA 22102
[phone]
Common Stock
Listed on New York Stock Exchange®
Stock Symbol COF
Member of S&P 500®
Corporate Registrar/Transfer Agent
Computershare Investor Services
P.O. Box 43078
Providence, RI 02940-3078
Tel: [phone]
Outside the U.S., Canada, &
Puerto Rico: [phone]
Hearing impaired: [phone]
Email: [email protected]
Internet: www.computershare.com
By Overnight Courier to:
Computershare Investor Services
250 Royall Street
Canton, MA 02021
Independent Auditors
Ernst & Young LLP
CORPORATE INFORMATION
ABOUT CAPITAL ONE
Copies of Form 10-K filed with the Securities and Exchange Commission are available without charge at www.capitalone.com.
The most recent certifications by our Chief Executive Officer and Chief Financial Officer pursuant to Section 302 of the
Sarbanes-Oxley Act of 2002 are filed as exhibits to the Form 10-K. We have also filed with the New York Stock Exchange® the most
recent Annual CEO Certification as required by Section 303A.12(a) of the New York Stock Exchange Listed Company Manual.
Capital One Financial Corporation (www.capitalone.com) is a financial holding company whose subsidiaries
collectively had $109 billion in deposits and $147 billion in managed loans outstanding as of December
31, 2008. Headquartered in McLean, VA, Capital One has 738 locations primarily in New York, New
Jersey, Texas and Louisiana. Its principal subsidiaries, Capital One, N.A., and Capital One Bank (USA),
N.A., offer a broad spectrum of financial products and services to consumers, small businesses
and commercial clients. A Fortune 500® company, Capital One trades on the New York Stock Exchange
under the symbol “COF” and is included in the S&P 100® index.
The company cautions that any forward-looking information is not a guarantee of future performance and that
actual results could differ materially from current expectations due to a number of factors, including: general
economic and business conditions in the U.S., the UK or Capital One’s local markets, including conditions affecting
consumer income and confidence, spending and repayments; changes in the credit environment, including an
increase or decrease in credit losses or changes in the interest rate environment; financial, legal, regulatory, tax or
accounting changes or actions, including actions with respect to litigation matters involving Capital One; increases
or decreases in our aggregate accounts or consumer loan balances or the growth rate or composition thereof; the
amount and rate of deposit growth; changes in the reputation of or expectations regarding the financial services
industry and/or Capital One with respect to practices, products or financial condition; the risk that synergies from
Capital One’s acquisitions may not be fully realized or may take longer to realize than expected; disruptions from
Capital One’s acquisitions negatively impacting Capital One’s ability to maintain relationships with customers,
employees or suppliers; Capital One’s ability to access the capital markets at attractive rates and terms to fund its
operations and future growth; losses associated with new or changed products or services; competition from
providers of products and services that compete with Capital One’s businesses; Capital One’s ability to execute on
its strategic and operational plans; any significant disruption in Capital One’s operations or technology platform;
Capital One’s ability to effectively control costs; the success of Capital One’s marketing efforts in attracting and
retaining customers; Capital One’s ability to recruit and retain experienced management personnel; changes in the
labor and employment market; and other factors listed from time to time in reports that Capital One files with the
Securities and Exchange Commission (the “SEC”), including, but not limited to, factors set forth under the caption
“Risk Factors” in its Annual Report on Form 10-K for the year ended December 31, 2007, and its Quarterly Reports
on Form 10-Q for the quarters ended March 31, 2008, June 30, 2008 and September 30, 2008.
All Capital One service marks are owned by Capital One. All rights reserved. All third-party trademarks used herein are owned by the
respective entity. All rights reserved. © Copyright 2009 Capital One Services, Inc.