Capital One 2008 Annual Report Download - page 20

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2
CAPITAL ONE FINANCIAL CORPORATION
2008 ANNUAL REPORT ON FORM 10-K
TABLE OF CONTENTS
Item 1. Business 3
Overview 3
Business Description 3
Geographic Diversity 4
Enterprise Risk Management 4
Technology/Systems 10
Funding and Liquidity 10
Competition 10
Intellectual Property 11
Employees 11
Supervision and Regulation 11
Statistical Information 18
Item 1A.
Risk Factors 18
Item 1B.
Unresolved Staff Comments 25
Item 2. Properties 25
Item 3. Legal Proceedings 25
Item 4. Submission of Matters to a Vote of Security Holders 25
Item 5. Market for Companys Common Equity and Related Stockholder Matters 26
Item 6. Selected Financial Data 27
Item 7. Managements Discussion and Analysis of Financial Condition and Results of Operations 29
Item 7A.
Quantitative and Qualitative Disclosures about Market Risk 80
Item 8. Financial Statements and Supplementary Data 81
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 157
Item 9A.
Controls and Procedures 157
Item 10. Directors and Executive Officers of the Corporation 158
Item 11. Executive Compensation 158
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 158
Item 13. Certain Relationships and Related Transactions 158
Item 14. Principal Accountant Fees and Services 158
Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K 159