Sallie Mae 2013 Annual Report Download - page 2
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SLM CORPORATION
TABLE OF CONTENTS
Page
Number
Forward-Looking and Cautionary Statements; Available Information ............................ 1
PART I
Item 1. Business ............................................................... 2
Item 1A. Risk Factors ............................................................ 37
Item 1B. Unresolved Staff Comments ............................................... 52
Item 2. Properties .............................................................. 53
Item 3. Legal Proceedings ....................................................... 53
Item 4. Mine Safety Disclosures .................................................. 55
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer
Purchases of Equity Securities ............................................. 56
Item 6. Selected Financial Data ................................................... 58
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ............................................................. 59
Item 7A. Quantitative and Qualitative Disclosures about Market Risk ...................... 123
Item 8. Financial Statements and Supplementary Data ................................. 127
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure ............................................................. 127
Item 9A. Controls and Procedures .................................................. 127
Item 9B. Other Information ....................................................... 128
PART III
Item 10. Directors, Executive Officers and Corporate Governance ........................ 129
Item 11. Executive Compensation .................................................. 129
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related
Stockholder Matters ..................................................... 129
Item 13. Certain Relationships and Related Transactions, and Director Independence ......... 129
Item 14. Principal Accounting Fees and Services ...................................... 129
PART IV
Item 15. Exhibits, Financial Statement Schedules ..................................... 130
Appendix A – Description of Federal Family Education Loan Program .......................... A-1
Glossary ............................................................................ G-1