Wells Fargo 2008 Annual Report Download - page 35

Download and view the complete annual report

Please find page 35 of the 2008 Wells Fargo annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 172

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172

Financial Review
34 Overview
41 Critical Accounting Policies
47 Earnings Performance
53 Balance Sheet Analysis
55 Off-Balance Sheet Arrangements
58 Risk Management
73 Capital Management
74 Comparison of 2007 with 2006
76 Risk Factors
Controls and Procedures
84 Disclosure Controls and
Procedures
84 Internal Control over Financial
Reporting
84 Management’s Report on Internal
Control over Financial Reporting
85 Report of Independent Registered
Public Accounting Firm
Financial Statements
86 Consolidated Statement of Income
87 Consolidated Balance Sheet
88 Consolidated Statement of
Changes In Stockholders’ Equity
and Comprehensive Income
90 Consolidated Statement of
Cash Flows
Notes to Financial Statements
91 1 Summary of Significant
Accounting Policies
100 2 Business Combinations
103 3 Cash, Loan and Dividend Restrictions
103 4 Federal Funds Sold, Securities
Purchased under Resale Agreements
and Other Short-Term Investments
104 5 Securities Available for Sale
106 6 Loans and Allowance for Credit Losses
110 7 Premises, Equipment, Lease
Commitments and Other Assets
111 8 Securitizations and Variable
Interest Entities
119 9 Mortgage Banking Activities
120 10 Intangible Assets
121 11 Goodwill
122 12 Deposits
122 13 Short-Term Borrowings
123 14 Long-Term Debt
126 15 Guarantees and Legal Actions
132 16 Derivatives
137 17 Fair Values of Assets and Liabilities
144 18 Preferred Stock
146 19 Common Stock and Stock Plans
149 20 Employee Benefits and Other Expenses
153 21 Income Taxes
155 22 Earnings Per Common Share
155 23 Other Comprehensive Income
156 24 Operating Segments
158 25 Condensed Consolidating Financial
Statements
162 26 Regulatory and Agency Capital
Requirements
164 Report of Independent Registered
Public Accounting Firm
165 Quarterly Financial Data
