Wells Fargo 2008 Annual Report Download - page 170

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Stock Listing
Wells Fargo & Company is listed and trades on the New York
Stock Exchange: WFC
Common Stock
4,228,630,889 common shares outstanding (12/31/08)
Stock Purchase and Dividend Reinvestment
You can buy Wells Fargo stock directly from Wells Fargo,
even if you’re not a Wells Fargo stockholder, through optional
cash payments or automatic monthly deductions from a
bank account. You can also have your dividends reinvested
automatically. It’s a convenient, economical way to increase
your Wells Fargo investment.
Call 1-877-840-0492 for an enrollment kit including
a plan prospectus.
Form 10-K
We will send Wells Fargo’s 2008 Annual Report on Form 10-K
(including the financial statements filed with the Securities
and Exchange Commission) free to any stockholder who asks
for a copy in writing. Stockholders also can ask for copies of any
exhibit to the Form 10-K. We will charge a fee to cover expenses
to prepare and send any exhibits. Please send requests to:
Corporate Secretary, Wells Fargo & Company, Wells Fargo Center,
MAC N9305-173, Sixth and Marquette, Minneapolis, MN 55479.
SEC Filings
Our annual reports on Form 10-K, quarterly reports on
Form 10-Q, current reports on Form 8-K, and amendments
to those reports are available free of charge on our website
(www.wellsfargo.com) as soon as practical after they are
electronically filed with or furnished to the SEC. Those reports
and amendments are also available free of charge on the SEC’s
website at www.sec.gov.
Independent Registered
Public Accounting Firm
KPMG LLP
San Francisco, California
1-415-963-5100
Contacts
Investor Relations
1-888-662-7865
[email protected]
Shareholder Services and Transfer Agent
Wells Fargo Shareowner Services
P.O. Box 64854
Saint Paul, Minnesota 55164-0854
1-877-840-0492
www.wellsfargo.com/com/shareowner_services
Corporate Information
Annual Stockholders’ Meeting
1:00 p.m., Tuesday, April 28, 2009
420 Montgomery Street
San Francisco, California
Certifications
Our chief executive officer certified to the New York Stock
Exchange (NYSE) that, as of May 16, 2008, he was not aware
of any violation by the Company of the NYSE’s corporate
governance listing standards. The certifications of our chief
executive officer and chief financial officer required under
Section 302 of the Sarbanes-Oxley Act of 2002 were filed as
Exhibits 31(a) and 31(b), respectively, to our 2008 Form 10-K.
Wells Fargo & Company
Forward-Looking Statements In this report we may make forward-looking statements about our company’s financial condition, results of operations,
plans, objectives and future performance and business. We make forward-looking statements when we use words such as “believe,” “expect,” “anticipate,”
“estimate,” “may,” “can,” “will” or similar expressions. Forward-looking statements describe risks and uncertainties. They are based on current
expectations. Several factors could cause actual results to differ significantly from expectations including • current economic and market conditions •
our capital requirements and ability to raise capital on favorable terms • the terms of capital investments or other financial help from
the U.S. government • Restrictions on our ability to compensate senior executives and other key team members • proposals to allow
bankruptcy courts to force creditors to accept less than they are owed on mortgage loans • our ability to successfully integrate Wachovia
and realize expected cost savings and other benefits of the merger • the adequacy of our allowance for credit losses • recognition
of other-than-temporary impairment on securities held in our available-for-sale portfolio • the effect of changes in interest rates on our net interest
margin and our mortgage originations, mortgage servicing rights and mortgages held for sale • disruptions in the capital markets and reduced
investor demand for mortgages loans • our ability to earn more of our customers’ business • the effect of the recession on the demand for our products
and services • the effect of the fall in stock market prices on fee income from our brokerage and asset management businesses • our election
to provide support to our mutual funds for structured credit products they may hold • changes in the value of our venture capital investments • changes
in our accounting policies or in accounting standards or in how accounting standards are to be applied • mergers and acquisitions • federal and state
regulations • reputation damage from negative publicity • fines, penalties and other negative consequences from regulatory violations • the loss of
checking and saving account deposits to other investments such as the stock market • fiscal and monetary policies of the Federal Reserve Board •
Current and future legal proceedings. Under “Risk Factors” on pages 76-83 of this report we discuss these and other factors that could cause actual
results to differ from expectations. We discuss additional factors elsewhere in the Financial Review and in the Financial Statements (and related
Notes) in this report and in the “Regulation and Supervision” section of our 2008 Annual Report on Form 10-K filed with the Securities and Exchange
Commission and available on the SEC’s website at www.sec.gov.