Wells Fargo 2008 Annual Report Download - page 14
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Mortgage lending —
the old-fashioned way
Joe, Anita and all our 30,000 mortgage
team members help customers achieve
the dream of home ownership. That dream
has to be built on solid underwriting.
Can the customer repay the loan under
its terms? Does the mortgage o er
the customer a clear benefi t? Does the
customer know the complete cost of the
mortgage? Joe and Anita help answer
these questions. Because they do, 93 of
every 100 of our mortgage customers
were on time with their payments in 2008,
performance consistently better than
the industry average.
Joe Ohayon
Wells Fargo – team member since 2006
Mortgage
Frederick, Maryland
Anita Smith-Dixon
Wachovia – team member since 1985
Mortgage
Savannah, Georgia