Sallie Mae 2007 Annual Report Download - page 22

APG’s debt collection and receivables management activities are subject to federal and state consumer
protection, privacy and related laws and regulations. Some of the more significant federal laws and regulations
that are applicable to our APG business include:
• the Fair Debt Collection Practices Act;
• the Fair Credit Reporting Act;
• the Gramm-Leach-Bliley Act; and
• the U.S. Bankruptcy Code.
In addition, our APG business is subject to state laws and regulations similar to the federal laws and
regulations listed above. Finally, certain APG subsidiaries are subject to regulation under the HEA and under
the various laws and regulations that govern government contractors.
Sallie Mae Bank is subject to Utah banking regulations as well as regulations issued by the Federal
Deposit Insurance Corporation, and undergoes periodic regulatory examinations.
Finally, Upromise’s affiliates, which administer 529 college-savings plans, are subject to regulation by the
Municipal Securities Rulemaking Board, the National Association of Securities Dealers, Inc. and the Securities
and Exchange Commission (“SEC”) through the Investment Advisers Act of 1940.
AVAILABLE INFORMATION
The SEC maintains an Internet site (http://www. sec. gov) that contains periodic and other reports such as
annual, quarterly and current reports on Forms 10-K, 10-Q and 8-K, respectively, as well as proxy and
information statements regarding SLM Corporation and other companies that file electronically with the SEC.
Copies of our annual reports on Form 10-K and our quarterly reports on Form 10-Q are available on our
website as soon as reasonably practicable after we electronically file such reports with the SEC. Investors and
other interested parties can also access these reports at www. salliemae.com/about/investors.
Our Code of Business Conduct, which applies to Board members and all employees, including our Chief
Executive Officer and Chief Financial Officer, is also available, free of charge, on our website at
www.salliemae.com/about/business_code. htm. We intend to disclose any amendments to or waivers from our
Code of Business Conduct (to the extent applicable to our Chief Executive Officer or Chief Financial Officer)
by posting such information on our website.
In 2007, the Company submitted the annual certification of its Chief Executive Officer regarding the
Company’s compliance with the NYSE’s corporate governance listing standards, pursuant to Section 303A.12(a)
of the NYSE Listed Company Manual.
In addition, we filed as exhibits to the Company’s Annual Report on Form 10-K for the year ended
December 31, 2006 and to this Annual Report on Form 10-K, the certifications required under Section 302 of
the Sarbanes-Oxley Act of 2002.
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