The Hartford 2014 Annual Report Download - page 74
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Results of Operations
Written premiums $ 3,861 $ 3,719 $ 3,630
Change in unearned premium reserve 55 59 (6)
Earned premiums 3,806 3,660 3,636
Losses and loss adjustment expenses
Current accident year before catastrophes 2,498 2,412 2,390
Current accident year catastrophes 232 207 381
Prior accident years (46) (39) (141)
Total losses and loss adjustment expenses 2,684 2,580 2,630
Amortization of DAC 348 332 332
Underwriting expenses 604 634 635
Net servicing income [1] 3 34 23
Net investment income 129 145 159
Net realized capital gains (losses) (5) 34 12
Other income (expenses) 2 2 (2)
Income tax expense 92 100 65
[1] Includes servicing revenues of $163 and $155 for years ended December 31, 2013 and 2012, respectively.
Product Line
Automobile $ 2,659 $ 2,562 $ 2,514
Homeowners 1,202 1,157 1,116
Product Line
Automobile $ 2,613 $ 2,522 $ 2,526
Homeowners 1,193 1,138 1,110
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