The Hartford 2014 Annual Report Download - page 281

If you wish to appeal a denial of your claim, you must submit a written appeal to the Plan Administrator within 60 days of the
date you receive the denial of your claim. You may include with your appeal written comments, documents, records, and other
information relating to your claim for severance pay. Additionally, you will be provided, upon request and free of charge,
reasonable access to, and copies of, all documents, records, and other information relevant to your claim for benefits. The
review of your appeal will take into account all comments, documents, records, and other information you submit relating to
your claim, regardless of whether such information was submitted or considered in the initial benefit determination.
The Plan will notify you, within 60 days after it receives your request for review of the denial, of the Plan’s benefit
determination on review. If the Plan Administrator determines that an extension of time for processing is required, written
notice of the extension will be furnished to you prior to the end of the initial 60-day period. In no event will such extension end
later than 60 days from the end of the initial period. You will be notified of the special circumstances requiring an extension of
time and the date by which the Plan expects to render the determination on review.
If your appeal is denied, the notification the Plan Administrator provides to you will include: (i) the specific reason or reasons
why the appeal was denied, (ii) reference to the specific Plan provisions on which the determination is based; (iii) a description
of any additional material or information necessary for you to perfect the claim and an explanation of why such material or
information is necessary; (iv) a description of the Plan’s review procedures and the time limits applicable to such procedures,
including a statement of your right to bring a civil action under ERISA following an adverse determination on review.
15. Termination or Amendment
The Plan Administrator shall have the power to make amendments to the Plan that do not involve a material cost to the
Company or are required by applicable law. Any other amendments to the Plan shall be made by the Board of Directors of The
Hartford Financial Services Group, Inc., or the Compensation and Management Development Committee thereof. The
Company reserves the right, in its sole discretion, to terminate, suspend, amend or modify this Plan ("Plan Change") in whole
or in part at any time without prior notice. Notwithstanding anything in this Plan to the contrary, the Plan shall not be amended,
modified, suspended or terminated following a Change of Control or during the period in which a Change of Control is
threatened (as determined in accordance with The Hartford 2014 Incentive Stock Plan, as it may be amended from time to
time), except that the Plan Administrator may amend this Plan during such period or following a Change of Control, or at any
other time, in such manner as the Plan Administrator deems necessary or advisable, in his or her reasonable judgment, (i) to
comply with a change in law or to avoid any payments hereunder being subject to an additional tax under Section 409A of the
Code, or (ii) so long as such amendment does not adversely affect (A) the eligibility of any Eligible Employee to receive
benefits hereunder or (B) the amount or type of benefits that might become, or the time at which such benefits would be,
payable hereunder to any such Eligible Employee. This Plan is intended to comply with Section 409A of the Code, and no
action taken by the Company
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