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161
PART IV
Item 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
(a)(1) Financial Statements of SunTrust Banks, Inc. included in this report:
Consolidated Statements of Income for the years ended December 31, 2015, 2014, and 2013;
Consolidated Statements of Comprehensive Income for the years ended December 31, 2015, 2014, and 2013;
Consolidated Balance Sheets at December 31, 2015 and 2014;
Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2015, 2014, and 2013; and
Consolidated Statements of Cash Flows for the years ended December 31, 2015, 2014, and 2013.
(a)(2) Financial Statement Schedules
All financial statement schedules for the Company have been included in the Consolidated Financial Statements or the related
footnotes, or are either inapplicable or not required.
(a)(3) Exhibits
The following documents are filed as part of this report:
Exhibit Description
3.1 Amended and Restated Articles of Incorporation of the Registrant, restated effective January 20, 2009,
incorporated by reference to Exhibit 4.1 to the Registrant's Current Report on Form 8-K filed January 22, 2009,
as further amended by Articles of Amendment dated December 13, 2012, incorporated by reference to Exhibit
3.1 to the Registrant's Current Report on Form 8-K filed December 20, 2012, and as further amended by Articles
of Amendment dated November 6, 2014, incorporated by reference to Exhibit 3.1 to the Registrant's Current
Report on Form 8-K filed November 7, 2014.
*
3.2 Bylaws of the Registrant, as amended and restated on August 11, 2015, incorporated by reference to Exhibit 3.2
to the Registrant's Quarterly Report on Form 10-Q filed August 13, 2015.
*
4.1 Indenture between Registrant and The First National Bank of Chicago, as Trustee, incorporated by reference to
Exhibit 4(b) to Registration Statement No. 33-62162.
*
4.2 Indenture between Registrant and PNC, N.A., as Trustee, incorporated by reference to Exhibit 4(a) to Registration
Statement No. 33-62162.
*
4.3 Indenture between National Commerce Financial Corporation and The Bank of New York, as Trustee, dated as
of March 27, 1997, incorporated by reference to Exhibit 4.1 to the Registration Statement on Form S-4 of National
Commerce Bancorporation (File No. 333-29251).
*
4.4 Form of Indenture between Registrant and The First National Bank of Chicago, as Trustee, to be used in
connection with the issuance of Subordinated Debt Securities, incorporated by reference to Exhibit 4.4 to
Registration Statement No. 333-25381 filed May 6, 1997.
*
4.5 First Supplemental Indenture between National Commerce Financial Corporation and the Bank of New York,
as Trustee, dated as of March 27, 1997, incorporated by reference to Exhibit 4.2 to the Registration Statement on
Form S-4 of National Commerce Bancorporation (File No. 333-29251).
*
4.6 Indenture, dated as of October 25, 2006, between SunTrust Banks, Inc. and U.S. Bank National Association, as
Trustee, incorporated by reference to Exhibit 4.3 to the Registrant's Registration Statement on Form 8-A filed on
December 5, 2006.
*
4.7 Form of First Supplemental Indenture (to Indenture dated as of October 25, 2006) between SunTrust Banks,
Inc. and U.S. Bank National Association, as Trustee, incorporated by reference to Exhibit 4.5 to the Registrant's
Registration Statement on Form 8-A filed on October 24, 2006.
*