SunTrust 2015 Annual Report Download - page 123
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Notes to Consolidated Financial Statements, continued
95
The payment status for the LHFI portfolio is shown in the tables below:
December 31, 2015
(Dollars in millions)
Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
C&I $66,670 $61 $23 $308 $67,062
CRE 6,222 3 — 11 6,236
Commercial construction 1,952 — 2 — 1,954
Total commercial loans 74,844 64 25 319 75,252
Residential loans:
Residential mortgages - guaranteed 192 59 378 — 629
Residential mortgages - nonguaranteed 124,449 105 7 183 24,744
Residential home equity products 12,939 87 — 145 13,171
Residential construction 365 3 — 16 384
Total residential loans 37,945 254 385 344 38,928
Consumer loans:
Guaranteed student 3,861 500 561 — 4,922
Other direct 6,094 24 3 6 6,127
Indirect 10,022 102 — 3 10,127
Credit cards 1,070 9 7 — 1,086
Total consumer loans 21,047 635 571 9 22,262
Total LHFI $133,836 $953 $981 $672 $136,442
1 Includes $257 million of loans measured at fair value, the majority of which were accruing current.
2 Nonaccruing loans past due 90 days or more totaled $336 million. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported as
TDRs, performing second lien loans where the first lien loan is nonperforming, and certain energy-related commercial loans.
December 31, 2014
(Dollars in millions)
Accruing
Current
Accruing
30-89 Days
Past Due
Accruing
90+ Days
Past Due Nonaccruing 2Total
Commercial loans:
C&I $65,246 $36 $7 $151 $65,440
CRE 6,716 3 1 21 6,741
Commercial construction 1,209 1 — 1 1,211
Total commercial loans 73,171 40 8 173 73,392
Residential loans:
Residential mortgages - guaranteed 176 34 422 — 632
Residential mortgages - nonguaranteed 123,067 108 14 254 23,443
Residential home equity products 13,989 101 — 174 14,264
Residential construction 402 7 — 27 436
Total residential loans 37,634 250 436 455 38,775
Consumer loans:
Guaranteed student 3,801 425 601 — 4,827
Other direct 4,545 19 3 6 4,573
Indirect 10,537 104 3 — 10,644
Credit cards 887 8 6 — 901
Total consumer loans 19,770 556 613 6 20,945
Total LHFI $130,575 $846 $1,057 $634 $133,112
1 Includes $272 million of loans measured at fair value, the majority of which were accruing current.
2 Nonaccruing loans past due 90 days or more totaled $388 million. Nonaccruing loans past due fewer than 90 days include modified nonaccrual loans reported as
TDRs and performing second lien loans where the first lien loan is nonperforming.