SunTrust 2015 Annual Report Download - page 128
Download and view the complete annual report
Please find page 128 of the 2015 SunTrust annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118 -
119 -
120 -
121 -
122 -
123 -
124 -
125 -
126 -
127 -
128 -
129 -
130 -
131 -
132 -
133 -
134 -
135 -
136 -
137 -
138 -
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
 |
 |
Notes to Consolidated Financial Statements, continued
100
2013 1
(Dollars in millions)
Number of
Loans
Modified
Principal
Forgiveness 2Rate
Modification
Term Extension
and/or Other
Concessions Total
Commercial loans:
C&I 152 $18 $2 $105 $125
CRE 6 — 3 1 4
Commercial construction 1 — — — —
Residential loans:
Residential mortgages - nonguaranteed 1,584 1 166 94 261
Residential home equity products 2,630 — 71 75 146
Residential construction 259 — 24 3 27
Consumer loans:
Other direct 140 — 1 3 4
Indirect 3,409 — — 65 65
Credit cards 593 — 3 — 3
Total TDRs 8,774 $19 $270 $346 $635
1 Includes loans modified under the terms of a TDR that were charged-off during the period.
2 Restructured loans which had forgiveness of amounts contractually due under the terms of the loan may have had other concessions including rate modifications and/or term
extensions. The total amount of charge-offs associated with principal forgiveness during the year ended December 31, 2013 was $2 million.
For the year ended December 31, 2015, the table below
represents defaults on loans that were first modified between the
periods January 1, 2014 and December 31, 2015 that became 90
days or more delinquent or were charged-off during the period.
Year Ended December 31, 2015
(Dollars in millions)
Number of
Loans
Amortized
Cost
Commercial loans:
C&I 34 $1
Residential loans:
Residential mortgages 120 16
Residential home equity
products 138 6
Consumer loans:
Other direct 5 —
Indirect 171 2
Credit cards 84 —
Total TDRs 552 $25
For the year ended December 31, 2014, the table below
represents defaults on loans that were first modified between the
periods January 1, 2013 and December 31, 2014 that became 90
days or more delinquent or were charged-off during the period.
Year Ended December 31, 2014
(Dollars in millions)
Number of
Loans
Amortized
Cost
Commercial loans:
C&I 78 $10
Residential loans:
Residential mortgages 158 19
Residential home equity
products 101 5
Residential construction 6 —
Consumer loans:
Other direct 9 —
Indirect 181 1
Credit cards 145 1
Total TDRs 678 $36